Joanna Stavins
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Joanna |
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Stavins |
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Contact
Affiliations
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Federal Reserve Bank of Boston (weight: 50%)
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Federal Reserve Bank of Boston
/ Economic Research (weight: 50%)
Research profile
author of:
- Frontier policy issues in consumer payment behaviour (RePEc:aza:jpss00:y:2009:v:3:i:4:p:333-348)
by Schuh, Scott & Stavins, Joanna - Did the Target data breach change consumer assessments of payment card security? (RePEc:aza:jpss00:y:2017:v:11:i:2:p:121-133)
by Greene, Claire & Stavins, Joanna - Income and banking access in the USA: The effect on bill payment choice (RePEc:aza:jpss00:y:2021:v:15:i:3:p:244-249)
by Greene, Claire & Stavins, Joanna - Changes in US payment behaviour during COVID-19: Differences by income and demographics (RePEc:aza:jpss00:y:2023:v:17:i:3:p:230-237)
by Greene, Claire & Merry, Ellen A. & Stavins, Joanna - Can cash and mobile pay co-exist? What the data tell us (RePEc:aza:jpss00:y:2024:v:18:i:3:p:309-318)
by Foster, Kevin & Greene, Claire & Stavins, Joanna - Distributional Effects of Payment Card Pricing and Merchant Cost Pass-through in Canada and the United States (RePEc:bca:bocawp:21-8)
by Marie-Hélène Felt & Fumiko Hayashi & Joanna Stavins & Angelika Welte - How Do Speed And Security Influence Consumers' Payment Behavior? (RePEc:bla:coecpo:v:34:y:2016:i:4:p:595-613)
by Scott Schuh & Joanna Stavins - Unprepared For Financial Shocks: Emergency Savings And Credit Card Debt (RePEc:bla:coecpo:v:39:y:2021:i:1:p:59-82)
by Joanna Stavins - Explaining adoption and use of payment instruments by US consumers (RePEc:bla:randje:v:47:y:2016:i:2:p:293-325)
by Sergei Koulayev & Marc Rysman & Scott Schuh & Joanna Stavins - Mobile Payments in the United States at Retail Point of Sale: Current Market and Future Prospects (RePEc:bos:wpaper:wp2010-055)
by Marc Rysman & Marianne Crowe & Joanna Stavins - Explaining adoption and use of payment instruments by U.S. consumers (RePEc:bos:wpaper:wp2015-004)
by Sergei Koulayev & Marc Rysman & Scott Schuh & Joanna Stavins - Mobile Payments at the Retail Point of Sale in the United States: Prospects for Adoption (RePEc:bpj:rneart:v:9:y:2010:i:4:n:2)
by Crowe Marianne & Rysman Marc & Stavins Joanna - How do speed and security influence consumers' payment behavior? (RePEc:ecb:ecbwps:20151871)
by Schuh, Scott & Stavins, Joanna - Regressive effects of payment card pricing and merchant cost pass-through in the United States and Canada (RePEc:eee:jbfina:v:154:y:2023:i:c:s0378426623001668)
by Felt, Marie-Hélène & Hayashi, Fumiko & Stavins, Joanna & Welte, Angelika - Why are (some) consumers (finally) writing fewer checks? The role of payment characteristics (RePEc:eee:jbfina:v:34:y:2010:i:8:p:1745-1758)
by Schuh, Scott & Stavins, Joanna - Credit CARD Act of 2009: What did banks do? (RePEc:eee:jbfina:v:46:y:2014:i:c:p:21-30)
by Jambulapati, Vikram & Stavins, Joanna - Consumer preferences for payment methods: Role of discounts and surcharges (RePEc:eee:jbfina:v:94:y:2018:i:c:p:35-53)
by Stavins, Joanna - Who is paying all these fees? An empirical analysis of bank account and credit card fees (RePEc:eee:jebusi:v:129:y:2024:i:c:s0148619523000504)
by Shy, Oz & Stavins, Joanna - Estimating demand elasticities in a differentiated product industry: The personal computer market (RePEc:eee:jebusi:v:49:y:1997:i:4:p:347-367)
by Stavins, Joanna - Merchant steering of consumer payment choice: Evidence from a 2012 diary survey (RePEc:eee:soceco:v:55:y:2015:i:c:p:1-9)
by Stavins, Joanna & Shy, Oz - The 2017 Diary of Consumer Payment Choice (RePEc:fip:fedadr:87817)
by Claire Greene & Joanna Stavins - 2018 Survey of Consumer Payment Choice (RePEc:fip:fedadr:87820)
by Kevin Foster & Claire Greene & Joanna Stavins - 2018 Diary of Consumer Payment Choice (RePEc:fip:fedadr:87821)
by Claire Greene & Joanna Stavins - Credit Card Debt Puzzle: Liquid Assets to Pay Bills (RePEc:fip:fedawp:94790)
by Claire Greene & Joanna Stavins - Checking accounts: ; fees and features, consumer preferences, impact on bank revenues (RePEc:fip:fedbbt:y:1999:i:fall:p:1-8:n:22)
by Joanna Stavins - How do speed and security influence consumers' payment behavior? (RePEc:fip:fedbcq:2015_001)
by Scott Schuh & Joanna Stavins - Faster payments: market structure and policy considerations (RePEc:fip:fedbcq:2017_004)
by Garth Baughman & Fumiko Hayashi & Mark D. Manuszak & Aaron Rosenbaum & Joanna Stavins & Kylie Stewart - Credit Card Spending and Borrowing since the Start of the COVID-19 Pandemic (RePEc:fip:fedbcq:97187)
by Joanna Stavins - Buy Now, Pay Later: Who Uses It and Why (RePEc:fip:fedbcq:98288)
by Joanna Stavins - Merchant steering of consumer payment choice: lessons learned from consumer surveys (RePEc:fip:fedbdr:13-1)
by Oz Shy & Joanna Stavins - The 2011 and 2012 Surveys of Consumer Payment Choice (RePEc:fip:fedbdr:14-1)
by Scott Schuh & Joanna Stavins - The 2013 Survey of Consumer Payment Choice: summary results (RePEc:fip:fedbdr:15-4)
by Scott Schuh & Joanna Stavins - Payment instrument adoption and use in the United States, 2009–2013, by consumers' demographic characteristics (RePEc:fip:fedbdr:15-6)
by Sean Connolly & Joanna Stavins - Did the Target data breach change consumer assessments of payment card security? (RePEc:fip:fedbdr:16-1)
by Claire Greene & Joanna Stavins - The 2014 survey of consumer payment choice: summary results (RePEc:fip:fedbdr:16-3)
by Claire Greene & Scott Schuh & Joanna Stavins - How do consumers make their payment choices? (RePEc:fip:fedbdr:17-1)
by Joanna Stavins - The 2015 Survey of Consumer Payment Choice: summary results (RePEc:fip:fedbdr:17-3)
by Claire Greene & Scott Schuh & Joanna Stavins - The 2012 diary of consumer payment choice (RePEc:fip:fedbdr:18-1)
by Claire Greene & Scott Schuh & Joanna Stavins - The 2016 and 2017 surveys of consumer payment choice: summary results (RePEc:fip:fedbdr:18-3)
by Claire Greene & Joanna Stavins - Firm strategies in the personal computer market: are established brands better off? (RePEc:fip:fedbne:y:1995:i:nov:p:13-24)
by Joanna Stavins - Can demand elasticities explain sticky credit card rates? (RePEc:fip:fedbne:y:1996:i:jul:p:43-54)
by Joanna Stavins - A comparison of social costs and benefits of paper check presentment and ECP with truncation (RePEc:fip:fedbne:y:1997:i:jul:p:27-44)
by Joanna Stavins - Has antitrust policy in banking become obsolete? (RePEc:fip:fedbne:y:1998:i:mar:p:13-26)
by Katerina Simons & Joanna Stavins - Checking accounts: what do banks offer and what do consumers value? (RePEc:fip:fedbne:y:1999:i:mar:p:3-14)
by Joanna Stavins - ATM fees: does bank size matter? (RePEc:fip:fedbne:y:2000:i:jan:p:13-24)
by Joanna Stavins - Credit card borrowing, delinquency, and personal bankruptcy (RePEc:fip:fedbne:y:2000:i:jul:p:15-30)
by Joanna Stavins - Effect of consumer characteristics on the use of payment instruments (RePEc:fip:fedbne:y:2002:i:q3:p:19-31)
by Joanna Stavins - Who uses electronic check products: a look at depository institutions (RePEc:fip:fedbne:y:2002:i:q3:p:3-16)
by Joanna Stavins - Network externalities in the market for electronic check payments (RePEc:fip:fedbne:y:2003:p:19-30)
by Joanna Stavins - Potential effects of an increase in debit card fees (RePEc:fip:fedbpb:y:2011:n:11-3)
by Joanna Stavins - Do bank mergers affect Federal Reserve check volume? (RePEc:fip:fedbpp:04-7)
by Joanna Stavins - Consumer behavior and payment choice: a conference summary (RePEc:fip:fedbpp:06-1)
by Marianne Crowe & Scott Schuh & Joanna Stavins - Consumer behavior and payment choice : 2006 conference summary (RePEc:fip:fedbpp:07-4)
by Margaret Carten & Daniel A. Littman & Scott Schuh & Joanna Stavins - Summary of the workshop on Consumer Behavior and Payment Choice (RePEc:fip:fedbpp:08-5)
by Scott Schuh & Joanna Stavins - Mobile payments in the United States at retail point of sale: current market and future prospects (RePEc:fip:fedbpp:10-2)
by Marianne Crowe & Marc Rysman & Joanna Stavins - Who gains and who loses from credit card payments?: theory and calibrations (RePEc:fip:fedbpp:10-3)
by Scott Schuh & Oz Shy & Joanna Stavins - An economic analysis of the 2010 proposed settlement between the Department of Justice and credit card networks (RePEc:fip:fedbpp:11-4)
by Scott Schuh & Oz Shy & Joanna Stavins & Robert K. Triest - Effects of credit scores on consumer payment choice (RePEc:fip:fedbpp:12-1)
by Fumiko Hayashi & Joanna Stavins - The Credit CARD Act of 2009: what did banks do? (RePEc:fip:fedbpp:13-7)
by Vikram Jambulapati & Joanna Stavins - Security of retail payments: the new strategic objective (RePEc:fip:fedbpp:13-9)
by Joanna Stavins - Perspective: While more people are paying electronically, many of us still cling to checks (RePEc:fip:fedbrr:y:2001:i:q4:p:2-4:n:v.11no.4)
by Joanna Stavins - Has widespread use of credit cards contributed to the increase in personal bankruptcy? (RePEc:fip:fedbrr:y:2001:i:q42000/q12001:p:4-7)
by Joanna Stavins - Perspective on payments (RePEc:fip:fedbrr:y:2003:i:q1:p:6-9)
by Joanna Stavins - Credit card debt and payment use (RePEc:fip:fedbwp:08-2)
by Charles Sprenger & Joanna Stavins - Why are (some) consumers (finally) writing fewer checks?: the role of payment characteristics (RePEc:fip:fedbwp:09-1)
by Scott Schuh & Joanna Stavins - Explaining adoption and use of payment instruments by U. S. consumers (RePEc:fip:fedbwp:12-14)
by Sergei Koulayev & Marc Rysman & Scott Schuh & Joanna Stavins - How consumers pay: adoption and use of payments (RePEc:fip:fedbwp:12-2)
by Scott Schuh & Joanna Stavins - Merchant steering of consumer payment choice: evidence from a 2012 Diary survey (RePEc:fip:fedbwp:14-1)
by Oz Shy & Joanna Stavins - Are there social spillovers in consumers’ security assessments of payment instruments? (RePEc:fip:fedbwp:16-19)
by Charles M. Kahn & José Manuel Liñares-Zegarra & Joanna Stavins - The effect of demographics on payment behavior: panel data with sample selection (RePEc:fip:fedbwp:16-5)
by Joanna Stavins - Payment discounts and surcharges: the role of consumer preferences (RePEc:fip:fedbwp:17-4)
by Joanna Stavins & Huijia Wu - Credit card debt and consumer payment choice: what can we learn from credit bureau data? (RePEc:fip:fedbwp:18-7)
by Joanna Stavins - How does liquidity affect consumer payment choice? (RePEc:fip:fedbwp:19-7)
by Joanna Stavins - Does getting a mortgage affect credit card use? (RePEc:fip:fedbwp:19-8)
by Scott L. Fulford & Joanna Stavins - Consumer Payment Choice for Bill Payments (RePEc:fip:fedbwp:88884)
by Claire Greene & Joanna Stavins - Distributional Effects of Payment Card Pricing and Merchant Cost Pass-through in the United States and Canada (RePEc:fip:fedbwp:89226)
by Marie-Hélène Felt & Fumiko Hayashi & Joanna Stavins & Angelika Welte - Payments Evolution from Paper to Electronic: Bill Payments and Purchases (RePEc:fip:fedbwp:91781)
by Joanna Stavins - Has COVID Changed Consumer Payment Behavior? (RePEc:fip:fedbwp:93548)
by Claire Greene & Ellen A. Merry & Joanna Stavins - Payments Evolution from Paper to Electronic Payments by Merchant Type (RePEc:fip:fedbwp:94224)
by Ruth Cohen & Oz Shy & Joanna Stavins - Credit Card Debt Puzzle: Liquid Assets to Pay Bills (RePEc:fip:fedbwp:94585)
by Claire Greene & Joanna Stavins - Estimating demand elasticities in a differentiated product industry: the personal computer market (RePEc:fip:fedbwp:95-9)
by Joanna Stavins - Who Is Paying All These Fees? An Empirical Analysis of Bank Account and Credit Card Fees (RePEc:fip:fedbwp:95299)
by Oz Shy & Joanna Stavins - Price discrimination in the airline market: the effect of market concentration (RePEc:fip:fedbwp:96-7)
by Joanna Stavins - Personality Traits and Financial Outcomes (RePEc:fip:fedbwp:96113)
by Claire Greene & Oz Shy & Joanna Stavins - The effect of pricing on demand and revenue in Federal Reserve ACH payment processing (RePEc:fip:fedbwp:97-6)
by Paul W. Bauer & Joanna Stavins - Income and the CARD Act’s Ability‐to‐Pay Rule in the US Credit Card Market (RePEc:fip:fedbwp:98175)
by Scott L. Fulford & Joanna Stavins - Consumer Payment Behavior by Income and Demographics (RePEc:fip:fedbwp:98618)
by Claire Greene & Julian Perry & Joanna Stavins - Defining Households That Are Underserved in Digital Payment Services (RePEc:fip:fedbwp:98803)
by Claire Greene & Fumiko Hayashi & Alicia Lloro & Oz Shy & Joanna Stavins & Ying Lei Toh - Network externalities and technology adoption: lessons from electronic payments (RePEc:fip:fedbwp:99-5)
by Gautam Gowrisankaran & Joanna Stavins - The effect of pricing on demand and revenue in Federal Reserve ACH payment processing (RePEc:fip:fedcfs:97-01)
by Paul W. Bauer & Joanna Stavins - Network externalities and technology adoption: lessons from electronic payments (RePEc:fip:fedfwp:2002-16)
by Gautam Gowrisankaran & Joanna Stavins - Faster Payments : Market Structure and Policy Considerations (RePEc:fip:fedgfe:2017-100)
by Garth Baughman & Fumiko Hayashi & Mark D. Manuszak & Aaron Rosenbaum & Joanna Stavins & Kylie Stewart - Are there network externalities in electronic payments? (RePEc:fip:fedhpr:652)
by Gautam Gowrisankaran & Joanna Stavins - Distributional Effects of Payment Card Pricing and Merchant Cost Pass-through in the United States and Canada (RePEc:fip:fedkrw:89530)
by Marie-Hélène Felt & Fumiko Hayashi & Joanna Stavins & Angelika Welte - Defining Households That Are Underserved in Digital Payment Services (RePEc:fip:fedkrw:98816)
by Claire Greene & Fumiko Hayashi & Alicia Lloro & Oz Shy & Joanna Stavins & Ying Lei Toh - Effects of credit scores on consumer payment choice (RePEc:fip:fedkrw:rwp12-03)
by Fumiko Hayashi & Joanna Stavins - Faster Payments: Market Structure and Policy Considerations (RePEc:fip:fedkrw:rwp17-14)
by Garth Baughman & Fumiko Hayashi & Mark D. Manuszak & Aaron Rosenbaum & Joanna Stavins & Kylie Stewart - Delivering Benefits of Faster Payments to the Underserved (RePEc:fip:g00003:89155)
by Claire Greene & Fumiko Hayashi & Joanna Stavins - How Consumers Pay: Adoption and Use of Payments (RePEc:jfr:afr111:v:2:y:2013:i:2:p:1)
by Scott Schuh & Joanna Stavins - The Effect of Pricing on Demand and Revenue in Federal Reserve ACH Payment Processing (RePEc:kap:jfsres:v:16:y:1999:i:1:p:27-45)
by Joanna Stavins & Paul Bauer - Are there Social Spillovers in Consumers’ Security Assessments of Payment Instruments? (RePEc:kap:jfsres:v:52:y:2017:i:1:d:10.1007_s10693-017-0270-9)
by Charles M. Kahn & José M. Liñares-Zegarra & Joanna Stavins - Credit Card Debt and Consumer Payment Choice: What Can We Learn from Credit Bureau Data? (RePEc:kap:jfsres:v:58:y:2020:i:1:d:10.1007_s10693-019-00330-8)
by Joanna Stavins - Does getting a mortgage affect consumer credit use? (RePEc:kap:reveho:v:20:y:2022:i:3:d:10.1007_s11150-021-09550-1)
by Scott Fulford & Joanna Stavins - Network Externalities and Technology Adoption: Lessons from Electronic Payments (RePEc:nbr:nberwo:8943)
by Gautam Gowrisankaran & Joanna Stavins - Credit Card Debt and Payment Use (RePEc:nfi:nfiwps:2012-wp-06)
by Charles Sprenger & Joanna Stavins - An Economic Analysis Of The 2011 Settlement Between The Department Of Justice And Credit Card Networks (RePEc:oup:jcomle:v:8:y:2012:i:1:p:107-144.)
by Scott Schuh & Oz Shy & Joanna Stavins & Robert Triest - Network Externalities and Technology Adoption: Lessons from Electronic Payments (RePEc:rje:randje:v:35:y:2004:2:p:260-276)
by Gautam Gowrisankaran & Joanna Stavins - Credit card debt puzzle: liquid assets to pay household bills (RePEc:spr:inrvec:v:70:y:2023:i:4:d:10.1007_s12232-023-00429-4)
by Claire Greene & Joanna Stavins - Model Entry and Exit in a Differentiated-Product Industry: The Personal Computer Market (RePEc:tpr:restat:v:77:y:1995:i:4:p:571-84)
by Stavins, Joanna - Price Discrimination in the Airline Market: The Effect of Market Concentration (RePEc:tpr:restat:v:83:y:2001:i:1:p:200-202)
by Joanna Stavins