Oz Shy

Names

Identifer

Contact

Affiliations

• Federal Reserve Bank of Atlanta / Economic Research Department
  • EDIRC entry
  • location:

Research profile

author of:

• Why Do Payment Card Networks Charge Proportional Fees?
  American Economic Review, American Economic Association (2011)
  by Oz Shy & Zhu Wang
  (ReDIF-article, aea:aecrev:v:101:y:2011:i:4:p:1575-90)
• Active Investors, Passive Investors, and Common Ownership
  AEA Papers and Proceedings, American Economic Association (2020)
  by Oz Shy & Rune Stenbacka
  (ReDIF-article, aea:apandp:v:110:y:2020:p:565-68)
• Cash Is Alive: How Economists Explain Holding and Use of Cash
  Journal of Economic Literature, American Economic Association (2023)
  by Oz Shy
  (ReDIF-article, aea:jeclit:v:61:y:2023:i:4:p:1465-1520)
• Partially Compatible Brands and Consumer Welfare
  Foerder Institute for Economic Research Working Papers, Tel-Aviv University > Foerder Institute for Economic Research (1990)
  by Chou, Chien-fu & Shy, Oz
  (ReDIF-paper, ags:isfiwp:275497)
• Do Consumers Always Gain When More People Buy the Same Brand
  Foerder Institute for Economic Research Working Papers, Tel-Aviv University > Foerder Institute for Economic Research (1990)
  by Chou, Chien-fu & Shy, Oz
  (ReDIF-paper, ags:isfiwp:275501)
• Airline Deregulation and the Choice of Networks
  Foerder Institute for Economic Research Working Papers, Tel-Aviv University > Foerder Institute for Economic Research (1991)
  by Berechman, Joseph & Shy, Oz
  (ReDIF-paper, ags:isfiwp:275503)
• Planned Obsolescence as an Engine of Technological Progress
  Foerder Institute for Economic Research Working Papers, Tel-Aviv University > Foerder Institute for Economic Research (1991)
  by Fishman, Arthur & Gandal, Neil & Shy, OZ
  (ReDIF-paper, ags:isfiwp:275512)
• Technology Revolutions and the Gestation of the New Technologies
  Foerder Institute for Economic Research Working Papers, Tel-Aviv University > Foerder Institute for Economic Research (1991)
  by Chou, Chien-Fu & Shy, Oz
  (ReDIF-paper, ags:isfiwp:275513)
• The Environment and International Trade
  Foerder Institute for Economic Research Working Papers, Tel-Aviv University > Foerder Institute for Economic Research (1991)
  by Chou, Chien-Fu & Melmed-Sanjak, Jolyne & Shy, Oz
  (ReDIF-paper, ags:isfiwp:275515)
• A Welfare Evaluation of Anti-dumping Rules
  Foerder Institute for Economic Research Working Papers, Tel-Aviv University > Foerder Institute for Economic Research (1992)
  by Shy, Oz
  (ReDIF-paper, ags:isfiwp:275561)
• Local Services and International Market Integration
  Foerder Institute for Economic Research Working Papers, Tel-Aviv University > Foerder Institute for Economic Research (1993)
  by Horn, Henrik & Shy, Oz
  (ReDIF-paper, ags:isfiwp:275578)
• Standardization Policy and International Trade
  Foerder Institute for Economic Research Working Papers, Tel-Aviv University > Foerder Institute for Economic Research (1996)
  by Gandal, Neil & Shy, Oz
  (ReDIF-paper, ags:isfiwp:275615)
• E-cash and virtual currency as alternative payment methods
  Journal of Payments Strategy & Systems, Henry Stewart Publications (2014)
  by Greene, Claire & Shy, Oz
  (ReDIF-article, aza:jpss00:y:2014:v:8:i:3:p:274-288)
• Cash Versus Card: Payment Discontinuities and the Burden of Holding Coins
  Staff Working Papers, Bank of Canada (2017)
  by Heng Chen & Kim Huynh & Oz Shy
  (ReDIF-paper, bca:bocawp:17-47)
• Measuring Some Effects Of The 2011 Debit Card Interchange Fee Reform
  Contemporary Economic Policy, Western Economic Association International (2014)
  by Oz Shy
  (ReDIF-article, bla:coecpo:v:32:y:2014:i:4:p:769-783)
• Anti‐Poaching Agreements In Labor Markets
  Economic Inquiry, Western Economic Association International (2019)
  by Oz Shy & Rune Stenbacka
  (ReDIF-article, bla:ecinqu:v:57:y:2019:i:1:p:243-263)
• Exporting as a Signal for Product Quality
  Economica, London School of Economics and Political Science (2000)
  by Oz Shy
  (ReDIF-article, bla:econom:v:67:y:2000:i:265:p:79-90)
• Unknown item RePEc:bla:ecorec:v:67:y:1991:i:198:p:217-26 (article)
• A Model of Technology Gap, Product Cycle, and the Process of Catching up Between the North and the South
  The Economic Record, The Economic Society of Australia (1991)
  by Chien‐Fu Chou & Oz Shy
  (ReDIF-article, bla:ecorec:v:67:y:1991:i:3:p:217-226)
• Liquidity provision and optimal bank regulation
  International Journal of Economic Theory, The International Society for Economic Theory (2007)
  by Oz Shy & Rune Stenbacka
  (ReDIF-article, bla:ijethy:v:3:y:2007:i:3:p:219-233)
• Customer Privacy and Competition
  Journal of Economics & Management Strategy, Wiley Blackwell (2016)
  by Oz Shy & Rune Stenbacka
  (ReDIF-article, bla:jemstr:v:25:y:2016:i:3:p:539-562)
• Common ownership, institutional investors, and welfare
  Journal of Economics & Management Strategy, Wiley Blackwell (2020)
  by Oz Shy & Rune Stenbacka
  (ReDIF-article, bla:jemstr:v:29:y:2020:i:3:p:706-723)
• Noncompete agreements, training, and wage competition
  Journal of Economics & Management Strategy, Wiley Blackwell (2023)
  by Oz Shy & Rune Stenbacka
  (ReDIF-article, bla:jemstr:v:32:y:2023:i:2:p:328-347)
• A Strategic Approach to Software Protection
  Journal of Economics & Management Strategy, Wiley Blackwell (1999)
  by Oz Shy & Jacques‐Françlois Thisse
  (ReDIF-article, bla:jemstr:v:8:y:1999:i:2:p:163-190)
• Planned Obsolescence as an Engine of Technological Progress
  Journal of Industrial Economics, Wiley Blackwell (1993)
  by Fishman, Arthur & Gandal, Neil & Shy, Oz
  (ReDIF-article, bla:jindec:v:41:y:1993:i:4:p:361-70)
• Should credit card rewards be taxed?
  Journal of Public Economic Theory, Association for Public Economic Theory (2024)
  by Oz Shy
  (ReDIF-article, bla:jpbect:v:26:y:2024:i:1:n:e12660)
• Code‐sharing Agreements and Interconnections in Markets for International Flights
  Review of International Economics, Wiley Blackwell (2004)
  by Orit Hassin & Oz Shy
  (ReDIF-article, bla:reviec:v:12:y:2004:i:3:p:337-352)
• Unknown item RePEc:bof:bofrdp:1998_021 (paper)
• Unknown item RePEc:bof:bofrdp:1998_022 (paper)
• Unknown item RePEc:bof:bofrdp:2001_022 (paper)
• Rethinking the Roles of Banks: A Call for Narrow Banking
  The Economists' Voice, De Gruyter (2008)
  by Shy Oz & Stenbacka Rune
  (ReDIF-article, bpj:evoice:v:5:y:2008:i:2:n:6)
• Account-to-Account Electronic Money Transfers: Recent Developments in the United States
  Review of Network Economics, De Gruyter (2012)
  by Shy Oz
  (ReDIF-article, bpj:rneart:v:11:y:2012:i:1:n:3)
• Intra-industry Trade and the Variety of Home Products
  Canadian Journal of Economics, Canadian Economics Association (1991)
  by Chien-Fu Chou & Oz Shy
  (ReDIF-article, cje:issued:v:24:y:1991:i:2:p:405-16)
• Partial outsourcing, monitoring cost, and market structure
  Canadian Journal of Economics, Canadian Economics Association (2005)
  by Oz Shy & Rune Stenbacka
  (ReDIF-article, cje:issued:v:38:y:2005:i:4:p:1173-1190)
• Network Structure and Entry in the Deregulated Airline Industry
  LIDAM Discussion Papers CORE, Université catholique de Louvain, Center for Operations Research and Econometrics (CORE) (1994)
  by BERECHMAN, Joseph & PODDAR, Sougata & SHY, Oz
  (ReDIF-paper, cor:louvco:1994064)
• Price competition when consumer behavior is characterized by conformity or vanity
  LIDAM Discussion Papers CORE, Université catholique de Louvain, Center for Operations Research and Econometrics (CORE) (1997)
  by GRILO, Isabel & SHY, Oz & THISSE, Jacques-François
  (ReDIF-paper, cor:louvco:1997032)
• A strategic approach to software protection
  LIDAM Reprints CORE, Université catholique de Louvain, Center for Operations Research and Econometrics (CORE) (1999)
  by SHY, Oz & THISSE, Jacques-François
  (ReDIF-paper, cor:louvrp:1413)
• Price competition when consumer behavior is characterized by conformity or vanity
  LIDAM Reprints CORE, Université catholique de Louvain, Center for Operations Research and Econometrics (CORE) (2001)
  by GRILO, Isabel & SHY, Oz & THISSE, Jacques-François
  (ReDIF-paper, cor:louvrp:1518)
• Taking ‘Some’ of the Mimicry Out of the Adoption Process: Quality-Management and Strategic Substitution
  CEPR Discussion Papers, C.E.P.R. Discussion Papers (2016)
  by Clougherty, Joseph A. & Grajek, Michal & Shy, Oz
  (ReDIF-paper, cpr:ceprdp:11661)
• Product Differentiation in the Presence of Positive and Negative Network Effects
  CEPR Discussion Papers, C.E.P.R. Discussion Papers (1995)
  by Navon, Ami & Shy, Oz & Thisse, Jacques-François
  (ReDIF-paper, cpr:ceprdp:1306)
• Market Dominance and Behaviour-Based Pricing under Horizontal and Vertical Differentiation
  CEPR Discussion Papers, C.E.P.R. Discussion Papers (2007)
  by Gehrig, Thomas & Shy, Oz & ,
  (ReDIF-paper, cpr:ceprdp:6571)
• How to Price
  Cambridge Books, Cambridge University Press (2008)
  by Shy,Oz
  (ReDIF-book, cup:cbooks:9780521715645)
• The Economics of Network Industries
  Cambridge Books, Cambridge University Press (2001)
  by Shy,Oz
  (ReDIF-book, cup:cbooks:9780521800952)
• The Economics of Network Industries
  Cambridge Books, Cambridge University Press (2001)
  by Shy,Oz
  (ReDIF-book, cup:cbooks:9780521805001)
• How to Price
  Cambridge Books, Cambridge University Press (2008)
  by Shy,Oz
  (ReDIF-book, cup:cbooks:9780521887595)
• Advance booking, cancellations, and partial refunds
  Economics Bulletin, AccessEcon (2004)
  by Staffan Ringbom & Oz Shy
  (ReDIF-article, ebl:ecbull:eb-04m20001)
• Consistent Bargaining
  Economics Bulletin, AccessEcon (2010)
  by Oz Shy
  (ReDIF-article, ebl:ecbull:eb-10-00141)
• Price Competition, Business Hours and Shopping Time Flexibility
  Economic Journal, Royal Economic Society (2008)
  by Oz Shy & Rune Stenbacka
  (ReDIF-article, ecj:econjl:v:118:y:2008:i:531:p:1171-1195)
• Efficient organization of production: Nested versus horizontal outsourcing
  Economics Letters, Elsevier (2012)
  by Shy, Oz & Stenbacka, Rune
  (ReDIF-article, eee:ecolet:v:116:y:2012:i:3:p:593-596)
• Interchange fees with cashless stores, cashless consumers, and cash-only consumers
  Economics Letters, Elsevier (2022)
  by Shy, Oz
  (ReDIF-article, eee:ecolet:v:212:y:2022:i:c:s0165176522000088)
• Partial compatibility and supporting services
  Economics Letters, Elsevier (1993)
  by Chou, Chien-fu & Shy, Oz
  (ReDIF-article, eee:ecolet:v:41:y:1993:i:2:p:193-197)
• Internet and peer-to-peer distributions in markets for digital products
  Economics Letters, Elsevier (2003)
  by Gayer, Amit & Shy, Oz
  (ReDIF-article, eee:ecolet:v:81:y:2003:i:2:p:197-203)
• Faster bank runs
  European Economic Review, Elsevier (2025)
  by Shy, Oz
  (ReDIF-article, eee:eecrev:v:172:y:2025:i:c:s0014292124002447)
• Dynamic models of religious conformity and conversion: Theory and calibrations
  European Economic Review, Elsevier (2007)
  by Shy, Oz
  (ReDIF-article, eee:eecrev:v:51:y:2007:i:5:p:1127-1153)
• History-based price discrimination and entry in markets with switching costs: A welfare analysis
  European Economic Review, Elsevier (2011)
  by Gehrig, Thomas & Shy, Oz & Stenbacka, Rune
  (ReDIF-article, eee:eecrev:v:55:y:2011:i:5:p:732-739)
• Market structure and diversification of mutual funds
  Journal of Financial Markets, Elsevier (2003)
  by Shy, Oz & Stenbacka, Rune
  (ReDIF-article, eee:finmar:v:6:y:2003:i:4:p:607-624)
• An overlapping generations model of taxpayer bailouts of banks
  Journal of Financial Stability, Elsevier (2017)
  by Shy, Oz & Stenbacka, Rune
  (ReDIF-article, eee:finsta:v:33:y:2017:i:c:p:71-80)
• Lobbying and liquidity requirements: Large versus small banks
  Journal of Financial Stability, Elsevier (2024)
  by Shy, Oz & Stenbacka, Rune
  (ReDIF-article, eee:finsta:v:74:y:2024:i:c:s1572308924001013)
• Copyright protection and hardware taxation
  Information Economics and Policy, Elsevier (2003)
  by Gayer, Amit & Shy, Oz
  (ReDIF-article, eee:iepoli:v:15:y:2003:i:4:p:467-483)
• Publishers, artists, and copyright enforcement
  Information Economics and Policy, Elsevier (2006)
  by Gayer, Amit & Shy, Oz
  (ReDIF-article, eee:iepoli:v:18:y:2006:i:4:p:374-384)
• Investment in customer recognition and information exchange
  Information Economics and Policy, Elsevier (2013)
  by Shy, Oz & Stenbacka, Rune
  (ReDIF-article, eee:iepoli:v:25:y:2013:i:2:p:92-106)
• Technology revolutions in the presence of network externalities
  International Journal of Industrial Organization, Elsevier (1996)
  by Shy, Oz
  (ReDIF-article, eee:indorg:v:14:y:1996:i:6:p:785-800)
• A quick-and-easy method for estimating switching costs
  International Journal of Industrial Organization, Elsevier (2002)
  by Shy, Oz
  (ReDIF-article, eee:indorg:v:20:y:2002:i:1:p:71-87)
• Service hours with asymmetric distributions of ideal service time
  International Journal of Industrial Organization, Elsevier (2006)
  by Shy, Oz & Stenbacka, Rune
  (ReDIF-article, eee:indorg:v:24:y:2006:i:4:p:763-771)
• History-based versus uniform pricing in growing and declining markets
  International Journal of Industrial Organization, Elsevier (2016)
  by Shy, Oz & Stenbacka, Rune & Zhang, David Hao
  (ReDIF-article, eee:indorg:v:48:y:2016:i:c:p:88-117)
• Dynamic labor market competition and wage seniority
  International Journal of Industrial Organization, Elsevier (2018)
  by Shy, Oz & Stenbacka, Rune
  (ReDIF-article, eee:indorg:v:61:y:2018:i:c:p:130-154)
• Network effects without network externalities
  International Journal of Industrial Organization, Elsevier (1990)
  by Chou, Chien-fu & Shy, Oz
  (ReDIF-article, eee:indorg:v:8:y:1990:i:2:p:259-270)
• A general equilibrium model of pareto inferior trade
  Journal of International Economics, Elsevier (1988)
  by Shy, Oz
  (ReDIF-article, eee:inecon:v:25:y:1988:i:1-2:p:143-154)
• Standardization policy and international trade
  Journal of International Economics, Elsevier (2001)
  by Gandal, Neil & Shy, Oz
  (ReDIF-article, eee:inecon:v:53:y:2001:i:2:p:363-383)
• Optimal liquidity management and bail-out policy in the banking industry
  Journal of Banking & Finance, Elsevier (2004)
  by Ringbom, Staffan & Shy, Oz & Stenbacka, Rune
  (ReDIF-article, eee:jbfina:v:28:y:2004:i:6:p:1319-1335)
• Exclusion, competition, and regulation in the retail loan market
  Journal of Banking & Finance, Elsevier (2015)
  by Melnik, Arie & Shy, Oz
  (ReDIF-article, eee:jbfina:v:52:y:2015:i:c:p:189-198)
• Limited deposit insurance coverage and bank competition
  Journal of Banking & Finance, Elsevier (2016)
  by Shy, Oz & Stenbacka, Rune & Yankov, Vladimir
  (ReDIF-article, eee:jbfina:v:71:y:2016:i:c:p:95-108)
• Cash versus card: Payment discontinuities and the burden of holding coins
  Journal of Banking & Finance, Elsevier (2019)
  by Chen, Heng & Huynh, Kim P. & Shy, Oz
  (ReDIF-article, eee:jbfina:v:99:y:2019:i:c:p:192-201)
• Cash payments and the penny policy debate
  Journal of Economic Behavior & Organization, Elsevier (2023)
  by Prescott, Brian C. & Shy, Oz
  (ReDIF-article, eee:jeborg:v:208:y:2023:i:c:p:80-94)
• Strategic outsourcing
  Journal of Economic Behavior & Organization, Elsevier (2003)
  by Shy, Oz & Stenbacka, Rune
  (ReDIF-article, eee:jeborg:v:50:y:2003:i:2:p:203-224)
• Assessing market dominance
  Journal of Economic Behavior & Organization, Elsevier (2008)
  by Melnik, Arie & Shy, Oz & Stenbacka, Rune
  (ReDIF-article, eee:jeborg:v:68:y:2008:i:1:p:63-72)
• How currency denomination and the ATM affect the way we pay
  Journal of Economics and Business, Elsevier (2020)
  by Shy, Oz
  (ReDIF-article, eee:jebusi:v:111:y:2020:i:c:s0148619519302942)
• Who is paying all these fees? An empirical analysis of bank account and credit card fees
  Journal of Economics and Business, Elsevier (2024)
  by Shy, Oz & Stavins, Joanna
  (ReDIF-article, eee:jebusi:v:129:y:2024:i:c:s0148619523000504)
• Pricing of library subscriptions with applications to scientific journals
  Journal of Economics and Business, Elsevier (2003)
  by Issman-Weit, Einat & Shy, Oz
  (ReDIF-article, eee:jebusi:v:55:y:2003:i:2:p:197-218)
• Refunds and collusion in service industries
  Journal of Economics and Business, Elsevier (2008)
  by Ringbom, Staffan & Shy, Oz
  (ReDIF-article, eee:jebusi:v:60:y:2008:i:6:p:502-516)
• An overlapping generations model of self-propelled growth
  Journal of Macroeconomics, Elsevier (1991)
  by Chou, Chien-Fu & Shy, Oz
  (ReDIF-article, eee:jmacro:v:13:y:1991:i:3:p:511-521)
• An OLG model of common ownership: Effects on consumption and investments
  Journal of Macroeconomics, Elsevier (2019)
  by Shy, Oz & Stenbacka, Rune
  (ReDIF-article, eee:jmacro:v:62:y:2019:i:c:s0164070419301983)
• Cashless stores and cash users
  Journal of Policy Modeling, Elsevier (2021)
  by Shy, Oz
  (ReDIF-article, eee:jpolmo:v:43:y:2021:i:3:p:622-638)
• Multimarket lobbying with reserves
  Mathematical Social Sciences, Elsevier (2021)
  by Shy, Oz
  (ReDIF-article, eee:matsoc:v:109:y:2021:i:c:p:106-112)
• Do consumers gain or lose when more people buy the same brand
  European Journal of Political Economy, Elsevier (1996)
  by Chou, Chien-fu & Shy, Oz
  (ReDIF-article, eee:poleco:v:12:y:1996:i:2:p:309-330)
• Price competition when consumer behavior is characterized by conformity or vanity
  Journal of Public Economics, Elsevier (2001)
  by Grilo, Isabel & Shy, Oz & Thisse, Jacques-Francois
  (ReDIF-article, eee:pubeco:v:80:y:2001:i:3:p:385-408)
• A welfare evaluation of tying strategies
  Research in Economics, Elsevier (2016)
  by Gayer, Amit & Shy, Oz
  (ReDIF-article, eee:reecon:v:70:y:2016:i:4:p:623-637)
• Low-income consumers and payment choice
  Research in Economics, Elsevier (2020)
  by Shy, Oz
  (ReDIF-article, eee:reecon:v:74:y:2020:i:4:p:292-300)
• Measuring the cost of making payment decisions
  Journal of Behavioral and Experimental Economics (formerly The Journal of Socio-Economics), Elsevier (2008)
  by Shy, Oz
  (ReDIF-article, eee:soceco:v:37:y:2008:i:6:p:2411-2416)
• Merchant steering of consumer payment choice: Evidence from a 2012 diary survey
  Journal of Behavioral and Experimental Economics (formerly The Journal of Socio-Economics), Elsevier (2015)
  by Stavins, Joanna & Shy, Oz
  (ReDIF-article, eee:soceco:v:55:y:2015:i:c:p:1-9)
• How people pay each other: Data, theory, and calibrations
  Journal of Behavioral and Experimental Economics (formerly The Journal of Socio-Economics), Elsevier (2022)
  by Greene, Claire & Prescott, Brian & Shy, Oz
  (ReDIF-article, eee:soceco:v:96:y:2022:i:c:s2214804321001282)
• Taking ‘some’ of the mimicry out of the adoption process: Quality management and strategic substitution
  ESMT Research Working Papers, ESMT European School of Management and Technology (2016)
  by Joseph A. Clougherty, & Michał Grajek, & Oz Shy
  (ReDIF-paper, esm:wpaper:esmt-16-05)
• Unknown item RePEc:fip:a00001:94158 (paper)
• Digital Currency, Digital Payments, and the 'Last Mile' to the Unbanked
  Policy Hub, Federal Reserve Bank of Atlanta (2021)
  by Oz Shy
  (ReDIF-article, fip:a00068:96617)
• Payment Card Adoption and Payment Choice
  Policy Hub, Federal Reserve Bank of Atlanta (2022)
  by Claire Greene & Oz Shy
  (ReDIF-article, fip:a00068:96687)
• How US Consumers without Bank Accounts Make Payments
  Policy Hub, Federal Reserve Bank of Atlanta (2023)
  by Claire Greene & Oz Shy
  (ReDIF-article, fip:a00068:96727)
• U.S. Consumers' Use of Personal Checks: Evidence from a Diary Survey
  Consumer Payments Research Data Reports, Federal Reserve Bank of Atlanta (2020)
  by Claire Greene & Marcin Hitczenko & Brian Prescott & Oz Shy
  (ReDIF-paper, fip:fedadr:87808)
• How Consumers Get Cash: Evidence from a Diary Survey
  Consumer Payments Research Data Reports, Federal Reserve Bank of Atlanta (2020)
  by Claire Greene & Oz Shy
  (ReDIF-paper, fip:fedadr:87819)
• Merchant Steering of Consumer Payment Choice: Lessons Learned From Consumer Surveys
  Consumer Payments Research Data Reports, Federal Reserve Bank of Atlanta (2013)
  by Oz Shy & Joanna Stavins
  (ReDIF-paper, fip:fedadr:99444)
• How Are U.S. Consumers Using General Purpose Reloadable Prepaid Cards? Are They Being Used as Substitutes for Checking Accounts?
  Consumer Payments Research Data Reports, Federal Reserve Bank of Atlanta (2015)
  by Claire Greene & Oz Shy
  (ReDIF-paper, fip:fedadr:99526)
• How Merchants Get Paid
  Consumer Payments Research Data Reports, Federal Reserve Bank of Atlanta (2020)
  by Oz Shy
  (ReDIF-paper, fip:fedadr:99786)
• Use of Checks in Selected Countries
  Consumer Payments Research Data Reports, Federal Reserve Bank of Atlanta (2023)
  by Antar Diallo & Oz Shy
  (ReDIF-paper, fip:fedadr:99828)
• Personality Traits and Financial Outcomes
  Consumer Payments Research Data Reports, Federal Reserve Bank of Atlanta (2023)
  by Claire Greene & Oz Shy & Joanna Stavins
  (ReDIF-paper, fip:fedadr:99829)
• Defining Households That Are Underserved in Digital Payment Services
  Consumer Payments Research Data Reports, Federal Reserve Bank of Atlanta (2024)
  by Claire Greene & Fumiko Hayashi & Alicia Lloro & Oz Shy & Joanna Stavins
  (ReDIF-paper, fip:fedadr:99833)
• How Currency Denomination and the ATM Affect the Way We Pay
  FRB Atlanta Working Paper, Federal Reserve Bank of Atlanta (2020)
  by Oz Shy
  (ReDIF-paper, fip:fedawp:2019-02)
• Cashless Stores and Cash Users
  FRB Atlanta Working Paper, Federal Reserve Bank of Atlanta (2019)
  by Oz Shy
  (ReDIF-paper, fip:fedawp:2019-11)
• Consumer Use of Multiple Payment Methods
  FRB Atlanta Working Paper, Federal Reserve Bank of Atlanta (2019)
  by Oz Shy
  (ReDIF-paper, fip:fedawp:2019-19)
• Low-Income Consumers and Payment Choice
  FRB Atlanta Working Paper, Federal Reserve Bank of Atlanta (2020)
  by Oz Shy
  (ReDIF-paper, fip:fedawp:87693)
• Alternative Methods for Studying Consumer Payment Choice
  FRB Atlanta Working Paper, Federal Reserve Bank of Atlanta (2020)
  by Oz Shy
  (ReDIF-paper, fip:fedawp:88473)
• Alternative Methods for Studying Consumer Payment Choice
  FRB Atlanta Working Paper, Federal Reserve Bank of Atlanta (2020)
  by Oz Shy
  (ReDIF-paper, fip:fedawp:89444)
• How People Pay Each Other: Data, Theory, and Calibrations
  FRB Atlanta Working Paper, Federal Reserve Bank of Atlanta (2021)
  by Claire Greene & Brian Prescott & Oz Shy
  (ReDIF-paper, fip:fedawp:90081)
• Is Sales Tax Included in the Price? Consumer Inattention and Price Competition
  FRB Atlanta Working Paper, Federal Reserve Bank of Atlanta (2024)
  by Oz Shy
  (ReDIF-paper, fip:fedawp:99031)
• Costs and benefits of building faster payment systems: the U.K. experience and implications for the United States
  Current Policy Perspectives, Federal Reserve Bank of Boston (2014)
  by Claire Greene & Marc Rysman & Scott Schuh & Oz Shy
  (ReDIF-paper, fip:fedbcq:2014_005)
• Merchant steering of consumer payment choice: lessons learned from consumer surveys
  Research Data Report, Federal Reserve Bank of Boston (2013)
  by Oz Shy & Joanna Stavins
  (ReDIF-paper, fip:fedbdr:13-1)
• How are U.S. consumers using general purpose reloadable prepaid cards?: are they being used as substitutes for checking accounts?
  Research Data Report, Federal Reserve Bank of Boston (2015)
  by Claire Greene & Oz Shy
  (ReDIF-paper, fip:fedbdr:15-3)
• Person-to-person electronic funds transfers: recent developments and policy issues
  Public Policy Discussion Paper, Federal Reserve Bank of Boston (2010)
  by Oz Shy
  (ReDIF-paper, fip:fedbpp:10-1)
• Who gains and who loses from credit card payments?: theory and calibrations
  Public Policy Discussion Paper, Federal Reserve Bank of Boston (2010)
  by Scott Schuh & Oz Shy & Joanna Stavins
  (ReDIF-paper, fip:fedbpp:10-3)
• Account-to-account electronic money transfers: recent developments in the United States
  Public Policy Discussion Paper, Federal Reserve Bank of Boston (2011)
  by Oz Shy
  (ReDIF-paper, fip:fedbpp:11-10)
• An economic analysis of the 2010 proposed settlement between the Department of Justice and credit card networks
  Public Policy Discussion Paper, Federal Reserve Bank of Boston (2011)
  by Scott Schuh & Oz Shy & Joanna Stavins & Robert K. Triest
  (ReDIF-paper, fip:fedbpp:11-4)
• Who gains and who loses from the 2011 debit card interchange fee reform?
  Public Policy Discussion Paper, Federal Reserve Bank of Boston (2012)
  by Oz Shy
  (ReDIF-paper, fip:fedbpp:12-6)
• Why don’t most merchants use price discounts to steer consumer payment choice?
  Public Policy Discussion Paper, Federal Reserve Bank of Boston (2012)
  by Tamas Briglevics & Oz Shy
  (ReDIF-paper, fip:fedbpp:12-9)
• Real estate brokers and commission: theory and calibrations
  Working Papers, Federal Reserve Bank of Boston (2009)
  by Oz Shy
  (ReDIF-paper, fip:fedbwp:09-8)
• Efficient organization of production: nested versus horizontal outsourcing
  Working Papers, Federal Reserve Bank of Boston (2009)
  by Oz Shy & Rune Stenbacka
  (ReDIF-paper, fip:fedbwp:09-9)
• A short survey of network economics
  Working Papers, Federal Reserve Bank of Boston (2010)
  by Oz Shy
  (ReDIF-paper, fip:fedbwp:10-3)
• Customer recognition and competition
  Working Papers, Federal Reserve Bank of Boston (2011)
  by Oz Shy & Rune Stenbacka
  (ReDIF-paper, fip:fedbwp:11-7)
• Investment in customer recognition and information exchange
  Working Papers, Federal Reserve Bank of Boston (2012)
  by Oz Shy & Rune Stenbacka
  (ReDIF-paper, fip:fedbwp:12-4)
• How many cards do you use?
  Working Papers, Federal Reserve Bank of Boston (2013)
  by Oz Shy
  (ReDIF-paper, fip:fedbwp:13-13)
• Window shopping
  Working Papers, Federal Reserve Bank of Boston (2013)
  by Oz Shy
  (ReDIF-paper, fip:fedbwp:13-4)
• Merchant steering of consumer payment choice: evidence from a 2012 Diary survey
  Working Papers, Federal Reserve Bank of Boston (2014)
  by Oz Shy & Joanna Stavins
  (ReDIF-paper, fip:fedbwp:14-1)
• Payments Evolution from Paper to Electronic Payments by Merchant Type
  Working Papers, Federal Reserve Bank of Boston (2022)
  by Ruth Cohen & Oz Shy & Joanna Stavins
  (ReDIF-paper, fip:fedbwp:94224)
• Who Is Paying All These Fees? An Empirical Analysis of Bank Account and Credit Card Fees
  Working Papers, Federal Reserve Bank of Boston (2022)
  by Oz Shy & Joanna Stavins
  (ReDIF-paper, fip:fedbwp:95299)
• Personality Traits and Financial Outcomes
  Working Papers, Federal Reserve Bank of Boston (2023)
  by Claire Greene & Oz Shy & Joanna Stavins
  (ReDIF-paper, fip:fedbwp:96113)
• Defining Households That Are Underserved in Digital Payment Services
  Working Papers, Federal Reserve Bank of Boston (2024)
  by Claire Greene & Fumiko Hayashi & Alicia Lloro & Oz Shy & Joanna Stavins & Ying Lei Toh
  (ReDIF-paper, fip:fedbwp:98803)
• Limited Deposit Insurance Coverage and Bank Competition
  Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) (2014)
  by Oz Shy & Rune Stenbacka & Vladimir Yankov
  (ReDIF-paper, fip:fedgfe:2014-53)
• Limited Deposit Insurance Coverage and Bank Competition
  Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) (2014)
  by Oz Shy & Rune Stenbacka & Vladimir Yankov
  (ReDIF-paper, fip:fedgfe:2014-99)
• Defining Households That Are Underserved in Digital Payment Services
  Research Working Paper, Federal Reserve Bank of Kansas City (2024)
  by Claire Greene & Fumiko Hayashi & Alicia Lloro & Oz Shy & Joanna Stavins & Ying Lei Toh
  (ReDIF-paper, fip:fedkrw:98816)
• Why Do Payment Card Networks Charge Proportional Feeds?
  Research Working Paper, Federal Reserve Bank of Kansas City (2008)
  by Oz Shy & Zhu Wang
  (ReDIF-paper, fip:fedkrw:rwp08-13)
• International Standardization and Protection
  Papers, Stockholm - International Economic Studies (1991)
  by Shy, O.
  (ReDIF-paper, fth:stocin:505)
• Technology Revolutions and the Gestation of New Technologies
  Papers, Stockholm - International Economic Studies (1992)
  by Chou, C.F. & Shy, O.
  (ReDIF-paper, fth:stocin:530)
• Local Services and International Market Integration
  Papers, Stockholm - International Economic Studies (1993)
  by Horn, H. & Shy, O.
  (ReDIF-paper, fth:stocin:538)
• Product Differentiation in the Presence of Snob and Bandwagon Effects
  Papers, Tel Aviv (1995)
  by Navon, A. & Shy, O. & Thisse, J.F.
  (ReDIF-paper, fth:teavfo:16-95)
• Undercut-Proof Equilibria
  Papers, Tel Aviv (1996)
  by Morgan, P.B. & Shy, O.
  (ReDIF-paper, fth:teavfo:20-96)
• Partially Compatible Brands And Consumer Welfare
  Papers, Tel Aviv (1990)
  by Shy, O. & Chou, C-F.
  (ReDIF-paper, fth:teavfo:34-90)
• Do Consumers Always Gain When More People Buy The Same Brand?
  Papers, Tel Aviv (1990)
  by Shy, O. & Chou, C-F.
  (ReDIF-paper, fth:teavfo:40-90)
• A Welfare Evaluation of Anti-Dumping Rules
  Papers, Tel Aviv (1992)
  by Shy, O.
  (ReDIF-paper, fth:teavfo:8-92)
• Planned Obsolescence as an Engine of Technological Progress
  Papers, Tel Aviv - the Sackler Institute of Economic Studies (1991)
  by Fishman, A. & Gandal, N. & Shy, O.
  (ReDIF-paper, fth:teavsa:10-91)
• A Welfare Evaluation of Comparison Advertising
  Papers, Tel Aviv - the Sackler Institute of Economic Studies (1992)
  by Shy, O.
  (ReDIF-paper, fth:teavsa:10-92)
• Local services and International Market Integration
  Papers, Tel Aviv - the Sackler Institute of Economic Studies (1993)
  by Horn, H. & Shy, O.
  (ReDIF-paper, fth:teavsa:11-93)
• Standardization Policy and International Trade
  Papers, Tel Aviv - the Sackler Institute of Economic Studies (1996)
  by Gandal, N. & Shy, O.
  (ReDIF-paper, fth:teavsa:12-96)
• Airline Deregulation and the Choice of Networks
  Papers, Tel Aviv - the Sackler Institute of Economic Studies (1991)
  by Berechman, J. & Shy, O.
  (ReDIF-paper, fth:teavsa:2-91)
• The Crowding-Out of Long Duration of Patents
  Papers, Tel Aviv - the Sackler Institute of Economic Studies (1991)
  by Chou, C.F. & Shy, O.
  (ReDIF-paper, fth:teavsa:8-91)
• Relative Market Share, Leadership and Competition in Concentrated Banking Markets
  ICER Working Papers, ICER - International Centre for Economic Research (2005)
  by Arie Melnik & Oz Shy & Rune Stenbacka
  (ReDIF-paper, icr:wpicer:14-2005)
• Technology Revolutions and the Gestation of New Technologies
  International Economic Review, Department of Economics, University of Pennsylvania and Osaka University Institute of Social and Economic Research Association (1993)
  by Chou, Chien-fu & Shy, Oz
  (ReDIF-article, ier:iecrev:v:34:y:1993:i:3:p:631-45)
• Bundling and International Market Segmentation
  International Economic Review, Department of Economics, University of Pennsylvania and Osaka University Institute of Social and Economic Research Association (1996)
  by Horn, Henrick & Shy, Oz
  (ReDIF-article, ier:iecrev:v:37:y:1996:i:1:p:51-69)
• Constant Best-Response Functions: Interpreting Cournot
  International Journal of Business and Economics, School of Management Development, Feng Chia University, Taichung, Taiwan (2009)
  by Zivan Forshner & Oz Shy
  (ReDIF-article, ijb:journl:v:8:y:2009:i:1:p:1-6)
• Do Tips Increase Workers' Income?
  Management Science, INFORMS (2015)
  by Oz Shy
  (ReDIF-article, inm:ormnsc:v:61:y:2015:i:9:p:2041-2051)
• Why do banks require minimum balance to avoid a fee?
  Annals of Finance, Springer (2024)
  by Oz Shy
  (ReDIF-article, kap:annfin:v:20:y:2024:i:4:d:10.1007_s10436-024-00449-2)
• Bank competition, real investments, and welfare
  Journal of Economics, Springer (2019)
  by Oz Shy & Rune Stenbacka
  (ReDIF-article, kap:jeczfn:v:127:y:2019:i:1:d:10.1007_s00712-018-0634-0)
• Market Structure and Risk Taking in the Banking Industry
  Journal of Economics, Springer (2004)
  by Oz Shy & Rune Stenbacka
  (ReDIF-article, kap:jeczfn:v:82:y:2004:i:3:p:249-280)
• A Welfare Evaluation of History-Based Price Discrimination
  Journal of Industry, Competition and Trade, Springer (2012)
  by Thomas Gehrig & Oz Shy & Rune Stenbacka
  (ReDIF-article, kap:jincot:v:12:y:2012:i:4:p:373-393)
• Real Estate Brokers and Commission: Theory and Calibrations
  The Journal of Real Estate Finance and Economics, Springer (2012)
  by Oz Shy
  (ReDIF-article, kap:jrefec:v:45:y:2012:i:4:p:982-1004)
• A Short Survey of Network Economics
  Review of Industrial Organization, Springer;The Industrial Organization Society (2011)
  by Oz Shy
  (ReDIF-article, kap:revind:v:38:y:2011:i:2:p:119-149)
• Why Don’t Most Merchants Use Price Discounts to Steer Consumer Payment Choice?
  Review of Industrial Organization, Springer;The Industrial Organization Society (2014)
  by Tamás Briglevics & Oz Shy
  (ReDIF-article, kap:revind:v:44:y:2014:i:4:p:367-392)
• Consumer Use of Multiple Payment Methods
  Review of Industrial Organization, Springer;The Industrial Organization Society (2021)
  by Oz Shy
  (ReDIF-article, kap:revind:v:58:y:2021:i:3:d:10.1007_s11151-020-09803-w)
• Hotelling’s Model with Firms Located Close to Each Other
  Review of Industrial Organization, Springer;The Industrial Organization Society (2024)
  by Oz Shy
  (ReDIF-article, kap:revind:v:65:y:2024:i:3:d:10.1007_s11151-024-09975-9)
• Network Structure and Entry, in the Deregulated Airline Industry
  CIE Discussion Papers, University of Copenhagen. Department of Economics. Centre for Industrial Economics (1997)
  by Joseph Berechman & Sougata Poddar & Oz Shy
  (ReDIF-paper, kud:kuieci:1997-10)
• The Market for Electronic Cash Cards
  Journal of Money, Credit and Banking, Blackwell Publishing (2002)
  by Shy, Oz & Tarkka, Juha
  (ReDIF-article, mcb:jmoncb:v:34:y:2002:i:2:p:299-314)
• Bundling and International Market Segmentation
  Working Papers, Research Seminar in International Economics, University of Michigan (1994)
  by Horn, H. & Shy, O.
  (ReDIF-paper, mie:wpaper:369)
• Industrial Organization: Theory and Applications
  MIT Press Books, The MIT Press (1996)
  by Oz Shy
  (ReDIF-book, mtp:titles:0262691795)
• A Comment on Liebowitz
  CESifo Economic Studies, CESifo Group (2005)
  by Oz Shy
  (ReDIF-article, oup:cesifo:v:51:y:2005:i:2-3:p:475-476.)
• Copyright Enforcement in the Digital Era
  CESifo Economic Studies, CESifo Group (2005)
  by Amit Gayer & Oz Shy
  (ReDIF-article, oup:cesifo:v:51:y:2005:i:2-3:p:477-489.)
• An Economic Analysis Of The 2011 Settlement Between The Department Of Justice And Credit Card Networks
  Journal of Competition Law and Economics, Oxford University Press (2012)
  by Scott Schuh & Oz Shy & Joanna Stavins & Robert Triest
  (ReDIF-article, oup:jcomle:v:8:y:2012:i:1:p:107-144.)
• Refunds and Collusion
  "Marco Fanno" Working Papers, Dipartimento di Scienze Economiche "Marco Fanno" (2005)
  by Oz Shy & Staffan Ringbom
  (ReDIF-paper, pad:wpaper:0001)
• The Crowding-Out Effects of Long Duration of Patents
  RAND Journal of Economics, The RAND Corporation (1993)
  by Chien-fu Chou & Oz Shy
  (ReDIF-article, rje:randje:v:24:y:1993:i:summer:p:304-312)
• The Structure of Airline Equilibrium Networks
  Advances in Spatial Science, Springer (1996)
  by Joseph Berechman & Oz Shy
  (ReDIF-chapter, spr:adspcp:978-3-642-80080-1_7)
• Costly force relocation in the Colonel Blotto game
  Economic Theory Bulletin, Springer;Society for the Advancement of Economic Theory (SAET) (2021)
  by Brian Roberson & Oz Shy
  (ReDIF-article, spr:etbull:v:9:y:2021:i:1:d:10.1007_s40505-020-00192-7)
• Unbanked consumers and how they pay
  Journal of Economics and Finance, Springer;Academy of Economics and Finance (2024)
  by Claire Greene & Oz Shy
  (ReDIF-article, spr:jecfin:v:48:y:2024:i:1:d:10.1007_s12197-023-09648-5)
• College Education, Earning Inequality, and Market Power
  Journal of Labor Research, Springer (2021)
  by Oz Shy
  (ReDIF-article, spr:jlabre:v:42:y:2021:i:3:d:10.1007_s12122-021-09324-9)
• Partial outsourcing, monitoring cost, and market structure
  Canadian Journal of Economics/Revue canadienne d'économique, John Wiley & Sons (2005)
  by Oz Shy & Rune Stenbacka
  (ReDIF-article, wly:canjec:v:38:y:2005:i:4:p:1173-1190)
• Price Competition, Business Hours and Shopping Time Flexibility
  Economic Journal, Royal Economic Society (2008)
  by Oz Shy & Rune Stenbacka
  (ReDIF-article, wly:econjl:v:118:y:2008:i:531:p:1171-1195)
• Costs and Benefits of Building Faster Payment Systems: The UK Experience
  Working Papers, Department of Economics, West Virginia University (2018)
  by Claire Greene & Marc Rysman & Scott Schuh & Oz Shy
  (ReDIF-paper, wvu:wpaper:18-07)
• Price Competition, Business Hours, and Shopping Time Flexibility
  CIG Working Papers, Wissenschaftszentrum Berlin (WZB), Research Unit: Competition and Innovation (CIG) (2004)
  by Oz Shy & Rune Stenbacka
  (ReDIF-paper, wzb:wzebiv:spii2004-14)
• Dynamic Models of Religious Conformity and Conversion: Theory and Calibrations
  CIG Working Papers, Wissenschaftszentrum Berlin (WZB), Research Unit: Competition and Innovation (CIG) (2005)
  by Oz Shy
  (ReDIF-paper, wzb:wzebiv:spii2005-12)
• The market for electronic cash cards
  Bank of Finland Research Discussion Papers, Bank of Finland (1998)
  by Shy, Oz & Tarkka, Juha
  (ReDIF-paper, zbw:bofrdp:rdp1998_021)
• Market structure and risk taking in the banking industry
  Bank of Finland Research Discussion Papers, Bank of Finland (1998)
  by Shy, Oz & Stenbacka, Rune
  (ReDIF-paper, zbw:bofrdp:rdp1998_022)
• Stock exchange alliances, access fees and competition
  Bank of Finland Research Discussion Papers, Bank of Finland (2001)
  by Shy, Oz & Tarkka, Juha
  (ReDIF-paper, zbw:bofrdp:rdp2001_022)