Teresa Ghilarducci

Names

Identifer

Contact

Affiliations

• The New School / New School for Social Research / Department of Economics (weight: 95%)
  • EDIRC entry
  • location:
• The New School / New School for Social Research / Department of Economics / Bernard Schwartz Center for Economic Policy Analysis (SCEPA) (weight: 5%)
  • EDIRC entry
  • location:

Research profile

author of:

• Social Security and Pension Reform: International Perspectives , edited by Marek Szczepanski and John A. Turner . Upjohn Institute , Kalamazoo , 2014 , 345 pp., ISBN: 9780880994682, Price $40.00, hard
  British Journal of Industrial Relations, London School of Economics (2015)
  by Teresa Ghilarducci
  (ReDIF-article, bla:brjirl:v:53:y:2015:i:4:p:828-830)
• Female Dual Labour Markets And Employee Benefits
  Scottish Journal of Political Economy, Scottish Economic Society (2005)
  by T. Ghilarducci & M. Lee
  (ReDIF-article, bla:scotjp:v:52:y:2005:i:1:p:18-37)
• Training and Pensions: Substitutes or Complements?
  Institute for Research on Labor and Employment, Working Paper Series, Institute of Industrial Relations, UC Berkeley (1998)
  by Ghilarducci, Teresa & Reich, Michael
  (ReDIF-paper, cdl:indrel:qt2xq878qt)
• A Failure of Capitalism: The Crisis of '08 and the Descent into Depression. Richard A. Posner. Harvard University Press, 2009, ISBN 978-0-674-03514-0, 346 pages
  Journal of Pension Economics and Finance, Cambridge University Press (2011)
  by Ghilarducci, Teresa
  (ReDIF-article, cup:jpenef:v:10:y:2011:i:03:p:486-488_00)
• Earnings volatility and 401(k) contributions
  Journal of Pension Economics and Finance, Cambridge University Press (2018)
  by Ghilarducci, Teresa & Saad-Lessler, Joelle & Reznik, Gayle
  (ReDIF-article, cup:jpenef:v:17:y:2018:i:04:p:554-575_00)
• How defined contribution plans and 401(k)s affect employer pension costs
  Journal of Pension Economics and Finance, Cambridge University Press (2006)
  by Ghilarducci, Teresa & Sun, Wei
  (ReDIF-article, cup:jpenef:v:5:y:2006:i:02:p:175-196_00)
• Britain's Pension Crisis: History and Policy. Edited by Hugh Pemberton, Pat Thane, and Noel Whiteside. Oxford University Press, 2006, ISBN 978-0-19-726385-3, 280 pages
  Journal of Pension Economics and Finance, Cambridge University Press (2007)
  by Ghilarducci, Teresa
  (ReDIF-article, cup:jpenef:v:6:y:2007:i:03:p:356-357_00)
• Unions' Role in Argentine and Chilean Pension Reform
  World Development, Elsevier (2000)
  by Ghilarducci, Teresa & Liebana, Patricia Ledesma
  (ReDIF-article, eee:wdevel:v:28:y:2000:i:4:p:753-762)
• Calculating Retirement Tax Expenditures: 2010
  SCEPA publication series., Schwartz Center for Economic Policy Analysis (SCEPA), The New School (2011)
  by Teresa Ghilarducci
  (ReDIF-paper, epa:cepapb:2011-01)
• Are New Yorkers Ready for Retirement?
  SCEPA publication series., Schwartz Center for Economic Policy Analysis (SCEPA), The New School (2012)
  by Teresa Ghilarducci & Joelle Saad-Lessler & Lauren Schmitz
  (ReDIF-paper, epa:cepapb:2012-01)
• New York's Retirees: Falling into Poverty
  SCEPA publication series., Schwartz Center for Economic Policy Analysis (SCEPA), The New School (2012)
  by Teresa Ghilarducci & Joelle Saad-Lessler & Lauren Schmitz
  (ReDIF-paper, epa:cepapb:2012-02)
• Unemployed Older Americans: A Profile
  SCEPA publication series., Schwartz Center for Economic Policy Analysis (SCEPA), The New School (2012)
  by Teresa Ghilarducci & Joelle Saad-Lessler
  (ReDIF-paper, epa:cepapb:2012-03)
• State Guaranteed Retirement Accounts: A Low-Cost, Secure Solution to America's Retirement Crisis
  SCEPA publication series., Schwartz Center for Economic Policy Analysis (SCEPA), The New School (2012)
  by Teresa Ghilarducci & Robert Hiltonsmith & Lauren Schmitz
  (ReDIF-paper, epa:cepapb:2012-04)
• Retirement Readiness in North Carolina
  SCEPA publication series., Schwartz Center for Economic Policy Analysis (SCEPA), The New School (2012)
  by Teresa Ghilarducci & Joelle Saad-Lessler & Lauren Schmitz
  (ReDIF-paper, epa:cepapb:2012-05)
• Are Maryland Workers Ready for Retirement?
  SCEPA publication series., Schwartz Center for Economic Policy Analysis (SCEPA), The New School (2013)
  by Teresa Ghilarducci & Joelle Saad-Lessler & Lauren Schmitz
  (ReDIF-paper, epa:cepapb:2013-01)
• Are Connecticut Workers Ready for Retirement?
  SCEPA publication series., Schwartz Center for Economic Policy Analysis (SCEPA), The New School (2013)
  by Teresa Ghilarducci & Joelle Saad-Lessler & Lauren Schmitz & Anthony Bonen & Kate Bahn
  (ReDIF-paper, epa:cepapb:2013-02)
• Fact Sheet: New Retirees Have Inadequate Retirement Account Balances
  SCEPA publication series., Schwartz Center for Economic Policy Analysis (SCEPA), The New School (2013)
  by Teresa Ghilarducci & Joelle Saad-Lessler
  (ReDIF-paper, epa:cepapb:2013-03)
• Are Minnesota Workers Ready for Retirement
  SCEPA publication series., Schwartz Center for Economic Policy Analysis (SCEPA), The New School (2014)
  by Teresa Ghilarducci & Joelle Saad-Lessler & Kate Bahn
  (ReDIF-paper, epa:cepapb:2014-01)
• Are Washington Workers Ready for Retirement?
  SCEPA publication series., Schwartz Center for Economic Policy Analysis (SCEPA), The New School (2014)
  by Teresa Ghilarducci & Joelle Saad-Lessler & Kate Bahn & Anthony Bonen
  (ReDIF-paper, epa:cepapb:2014-02)
• Retirement Readiness in New York City: Trends in Plan Sponsorship, Participation, and Income Security
  SCEPA publication series., Schwartz Center for Economic Policy Analysis (SCEPA), The New School (2014)
  by Teresa Ghilarducci & Joelle Saad-Lessler & Kate Bahn
  (ReDIF-paper, epa:cepapb:2014-03)
• Are U.S. Workers Ready for Retirement? Trends in Plan Sponsorship, Participation, and Preparedness
  SCEPA publication series., Schwartz Center for Economic Policy Analysis (SCEPA), The New School (2015)
  by Teresa Ghilarducci & Joelle Saad-Lessler & Kate Bahn
  (ReDIF-paper, epa:cepapb:2015-01)
• The Inefficiencies of Existing Retirement Savings Incentives
  SCEPA publication series., Schwartz Center for Economic Policy Analysis (SCEPA), The New School (2015)
  by Teresa Ghilarducci & Christian E. Weller
  (ReDIF-paper, epa:cepapb:2015-02)
• Laying the Groundwork for More Efficient Retirement Savings
  SCEPA publication series., Schwartz Center for Economic Policy Analysis (SCEPA), The New School (2015)
  by Teresa Ghilarducci & Christian E. Weller
  (ReDIF-paper, epa:cepapb:2015-03)
• Retirement Readiness in New York City: Trends in Plan Sponsorship, Participation, and Preparedness
  SCEPA publication series., Schwartz Center for Economic Policy Analysis (SCEPA), The New School (2015)
  by Teresa Ghilarducci & Joelle Saad-Lessler & Michael Papadopoulos
  (ReDIF-paper, epa:cepapb:2015-04)
• A Comprehensive Plan to Confront the Retirement Savings Crisis
  SCEPA publication series., Schwartz Center for Economic Policy Analysis (SCEPA), The New School (2016)
  by Teresa Ghilarducci & Hamilton James
  (ReDIF-paper, epa:cepapb:2016-01)
• Are Philadelphians Ready for Retirement?
  SCEPA publication series., Schwartz Center for Economic Policy Analysis (SCEPA), The New School (2016)
  by Teresa Ghilarducci & Bridget Fisher & Alex Pavlakis & Siavash Radpour & Anthony Webb
  (ReDIF-paper, epa:cepapb:2016-02)
• The Racial Longevity Gap Past Age 65: Implications For Raising the Retirement Age
  SCEPA policy note series., Schwartz Center for Economic Policy Analysis (SCEPA), The New School (2014)
  by Teresa Ghilarducci & Kyle Moore
  (ReDIF-paper, epa:cepapn:2014-01)
• 401(k) Tax Policy Creates Inequality
  SCEPA policy note series., Schwartz Center for Economic Policy Analysis (SCEPA), The New School (2015)
  by Teresa Ghilarducci & Adam Hayes
  (ReDIF-paper, epa:cepapn:2015-01)
• The Racial Morbidity Gap: Implications for Raising the Retirement Age
  SCEPA policy note series., Schwartz Center for Economic Policy Analysis (SCEPA), The New School (2015)
  by Teresa Ghilarducci & Kyle Moore
  (ReDIF-paper, epa:cepapn:2015-02)
• The Hispanic Health Paradox
  SCEPA policy note series., Schwartz Center for Economic Policy Analysis (SCEPA), The New School (2015)
  by Teresa Ghilarducci & Bridget Fisher & Kyle Moore
  (ReDIF-paper, epa:cepapn:2015-03)
• Inadequate Retirement Account Balances for Families Nearing Retirement
  SCEPA policy note series., Schwartz Center for Economic Policy Analysis (SCEPA), The New School (2015)
  by Teresa Ghilarducci & Joelle Saad-Lessler & Bridget Fisher & Siavash Padpour
  (ReDIF-paper, epa:cepapn:2015-06)
• Household Economic Shocks Increase Retirement Wealth Inequality
  SCEPA policy note series., Schwartz Center for Economic Policy Analysis (SCEPA), The New School (2016)
  by Teresa Ghilarducci & Siavash Radpour & Bridget Fisher & Anthony Webb
  (ReDIF-paper, epa:cepapn:2016-01)
• 401 k Plans: A Failed Experiment
  SCEPA policy note series., Schwartz Center for Economic Policy Analysis (SCEPA), The New School (2016)
  by Teresa Ghilarducci & Siavash Radpour & Bridget Fisher & Anthony Webb
  (ReDIF-paper, epa:cepapn:2016-02)
• Policy Options for Cutting Retirement Plan Leakages
  SCEPA policy note series., Schwartz Center for Economic Policy Analysis (SCEPA), The New School (2016)
  by Teresa Ghilarducci & Siavash Radpour & Bridget Fisher & Anthony Webb
  (ReDIF-paper, epa:cepapn:2016-03)
• Getting It Right: Empirical Evidence and Policy Implications from Research on Public-Sector Unionism and Collective Bargaining
  SCEPA working paper series., Schwartz Center for Economic Policy Analysis (SCEPA), The New School (2011)
  by David Lewin & Thomas Kochan & Joel Cutcher-Gershenfeld & Teresa Ghilarducci & Harry Katz & Jeff Keefe & Daniel J.B. Mitchell & Craig Olson & Saul Rubinstein & Christian Weller
  (ReDIF-paper, epa:cepawp:2011-08)
• The Automatic Stabilizing Effects of Social Security and 401(k) Plans
  SCEPA working paper series., Schwartz Center for Economic Policy Analysis (SCEPA), The New School (2011)
  by Teresa Ghilarducci & Joelle Saad-Lessler & Eloy Fisher
  (ReDIF-paper, epa:cepawp:2011-2)
• WP 2011-3 Pension Reform's Stake in Employers
  SCEPA working paper series., Schwartz Center for Economic Policy Analysis (SCEPA), The New School (2011)
  by Daniela Arias, Teresa Ghilarducci
  (ReDIF-paper, epa:cepawp:2011-3)
• Wall Street's Stake in Pension Reform
  SCEPA working paper series., Schwartz Center for Economic Policy Analysis (SCEPA), The New School (2011)
  by David Stubbs & Teresa Ghilarducci
  (ReDIF-paper, epa:cepawp:2011-9)
• New York City and State Tax Expenditures for Defined Contribution Plans
  SCEPA working paper series., Schwartz Center for Economic Policy Analysis (SCEPA), The New School (2012)
  by Lauren Schmitz & Teresa Ghilarducci
  (ReDIF-paper, epa:cepawp:2012-2)
• New Policies for an Older Unemployed Population
  SCEPA working paper series., Schwartz Center for Economic Policy Analysis (SCEPA), The New School (2013)
  by Joelle Saad-Lessler & Teresa Ghilarducci
  (ReDIF-paper, epa:cepawp:2013-3)
• Explaining the Decline in the OfFer Rate of Employer Retirement Plans Between 2001-2012
  SCEPA working paper series., Schwartz Center for Economic Policy Analysis (SCEPA), The New School (2014)
  by Teresa Ghilarducci & Joelle Saad-Lessler
  (ReDIF-paper, epa:cepawp:2014-2)
• Earnings Experience and its Impact on 401(k) Contribution Behavior: The Roles of Earnings Shocks, Spousal Behavior and Pension Plan Details
  SCEPA working paper series., Schwartz Center for Economic Policy Analysis (SCEPA), The New School (2015)
  by Teresa Ghilarducci & Joelle Saad-Lessler & Gayle Reznik
  (ReDIF-paper, epa:cepawp:2015-01)
• Transforming Federal and State Retirement Tax Deductions
  SCEPA working paper series., Schwartz Center for Economic Policy Analysis (SCEPA), The New School (2015)
  by Teresa Ghilarducci & Ismael Cid-Martinez
  (ReDIF-paper, epa:cepawp:2015-02)
• Racially Disparate Effects of Raising the Retirement Age
  SCEPA working paper series., Schwartz Center for Economic Policy Analysis (SCEPA), The New School (2015)
  by Teresa Ghilarducci & Kyle Moore
  (ReDIF-paper, epa:cepawp:2015-03)
• The States of Reform
  SCEPA working paper series., Schwartz Center for Economic Policy Analysis (SCEPA), The New School (2016)
  by Teresa Ghilarducci & Alex Pavlakis
  (ReDIF-paper, epa:cepawp:2016-01)
• Innovations in Protecting the Old: Mostly Social Insurance and Some Assets
  SCEPA working paper series., Schwartz Center for Economic Policy Analysis (SCEPA), The New School (2016)
  by Teresa Ghilarducci
  (ReDIF-paper, epa:cepawp:2016-05)
• The Labor Consequences of Financializing Pensions
  SCEPA working paper series., Schwartz Center for Economic Policy Analysis (SCEPA), The New School (2017)
  by Teresa Ghilarducci, Amanda Novello
  (ReDIF-paper, epa:cepawp:2017-04)
• Labor Market Discrimination: A Bleak Outlook for Older Women
  SCEPA working paper series., Schwartz Center for Economic Policy Analysis (SCEPA), The New School (2017)
  by Teresa Ghilarducci, Kyle Moore
  (ReDIF-paper, epa:cepawp:2017-05)
• Innovations in Protecting the Old: Mostly Social Insurance and Some Assets
  SCEPA working paper series., Schwartz Center for Economic Policy Analysis (SCEPA), The New School (2017)
  by Teresa Ghilarducci
  (ReDIF-paper, epa:cepawp:2017-06)
• Relative Wages in Aging America: The Baby Boomer Effect
  SCEPA working paper series., Schwartz Center for Economic Policy Analysis (SCEPA), The New School (2017)
  by Teresa Ghilarducci & Michael Papadopoulos & Siavash Radpour
  (ReDIF-paper, epa:cepawp:2017-07)
• Relative Wages in Aging America: Defined Contribution Wealth Inequality: Role of Earnings Shocks, Portfolio Choice, and Employer Contributions
  SCEPA working paper series., Schwartz Center for Economic Policy Analysis (SCEPA), The New School (2017)
  by Teresa Ghilarducci & Joelle Saad-Lessler & Gayle Reznik
  (ReDIF-paper, epa:cepawp:2017-08)
• “Catch-Up Contributions†An Equitable and Affordable Solution to the Retirement Savings Crisis
  SCEPA working paper series., Schwartz Center for Economic Policy Analysis (SCEPA), The New School (2017)
  by Teresa Ghilarducci & Michael Papadopoulos & Wei Sun & Anthony Webb
  (ReDIF-paper, epa:cepawp:2017-09)
• Defined Contribution Wealth Inequality: Role of Earnings Shocks, Portfolio Choice, and Employer Contributions
  SCEPA working paper series., Schwartz Center for Economic Policy Analysis (SCEPA), The New School (2017)
  by Joelle Saad-Lessler & Teresa Ghilarducci & Gayle Reznik
  (ReDIF-paper, epa:cepawp:2017-12)
• Earnings Volatility and 401(k) Contributions
  SCEPA working paper series., Schwartz Center for Economic Policy Analysis (SCEPA), The New School (2017)
  by Teresa Ghilarducci & Joelle Saad-Lessler & Gayle Reznik
  (ReDIF-paper, epa:cepawp:2017-14)
• New Evidence on the Effect of Economic Shocks on Retirement Plan Withdrawals
  SCEPA working paper series., Schwartz Center for Economic Policy Analysis (SCEPA), The New School (2018)
  by Teresa Ghilarducci & Siavash Radpour & Anthony Webb
  (ReDIF-paper, epa:cepawp:2018-03)
• Retirement Plan Wealth Inequality: Measurement and Trends
  SCEPA working paper series., Schwartz Center for Economic Policy Analysis (SCEPA), The New School (2019)
  by Teresa Ghilarducci & Siavash Radpour & Anthony Webb
  (ReDIF-paper, epa:cepawp:2019-01)
• Why American Older Workers Have Lost Bargaining Power
  SCEPA working paper series., Schwartz Center for Economic Policy Analysis (SCEPA), The New School (2019)
  by Teresa Ghilarducci & Aida Farmand
  (ReDIF-paper, epa:cepawp:2019-02)
• Older Workers Face New Risks because of the COVID-19 Recession
  Workforce Currents, Federal Reserve Bank of Atlanta (2020)
  by Aida Farmand & Teresa Ghilarducci & Siavash Radpour
  (ReDIF-paper, fip:a00034:99358)
• Making Work Pay, Wage Insurance for the Working Poor
  Economics Public Policy Brief Archive, Levy Economics Institute ()
  by Barry Bluestone & Teresa Ghilarducci
  (ReDIF-paper, lev:levppb:ppb_28)
• The Changing Role of Employer Pensions: Tax Expenditures, Costs, and Implications for Middle-Class Elderly
  Economics Working Paper Archive, Levy Economics Institute (2006)
  by Teresa Ghilarducci
  (ReDIF-paper, lev:wrkpap:wp_469)
• U.S. Pension Investment Policy and Perfect Capital Market Theory
  Challenge, Taylor & Francis Journals (1994)
  by Teresa Ghilarducci
  (ReDIF-article, mes:challe:v:37:y:1994:i:4:p:4-10)
• Labor's Capital: The Economics and Politics of Private Pensions
  MIT Press Books, The MIT Press (1992)
  by Teresa Ghilarducci
  (ReDIF-book, mtp:titles:0262071398)
• The macroeconomic stabilisation effects of Social Security and 401(k) plans
  Cambridge Journal of Economics, Cambridge Political Economy Society (2012)
  by Teresa Ghilarducci & Joelle Saad-Lessler & Eloy Fisher
  (ReDIF-article, oup:cambje:v:36:y:2012:i:1:p:237-251)
• Editorial
  The Geneva Papers on Risk and Insurance - Issues and Practice, Palgrave Macmillan;The Geneva Association (2017)
  by Teresa Ghilarducci & Anthony Webb
  (ReDIF-article, pal:gpprii:v:42:y:2017:i:3:d:10.1057_s41288-017-0061-4)
• Explaining the Decline in the Offer Rate of Employer Retirement Plans between 2003 and 2012
  ILR Review, Cornell University, ILR School (2015)
  by Teresa Ghilarducci & Joelle Saad-Lessler
  (ReDIF-article, sae:ilrrev:v:68:y:2015:i:4:p:807-832)
• Strategic Use of Pension Funds Since 1978
  Review of Radical Political Economics, Union for Radical Political Economics (1988)
  by Teresa Ghilarducci
  (ReDIF-article, sae:reorpe:v:20:y:1988:i:4:p:23-39)
• Pensions in an International Perspective: Privatizing and Contested Control
  Review of Radical Political Economics, Union for Radical Political Economics (1995)
  by Teresa Ghilarducci
  (ReDIF-article, sae:reorpe:v:27:y:1995:i:3:p:60-71)
• The future of retirement in aging societies
  International Review of Applied Economics, Taylor & Francis Journals (2010)
  by Teresa Ghilarducci
  (ReDIF-article, taf:irapec:v:24:y:2010:i:3:p:319-331)
• Complementarity of Pensions and Training under Multiemployer Plans
  Journal of Labor Research, Transaction Publishers (2001)
  by Teresa Ghilarducci & Michael Reich
  (ReDIF-article, tra:jlabre:v:22:y:2001:i:3:p:615-634)
• Memorandum on a new financial architecture and new regulations
  Published Paper Series, Finance Discipline Group, UTS Business School, University of Technology, Sydney (2009)
  by Teresa Ghilarducci & Edward Nell & Stefan Mittnik & Eckhard Platen & Willi Semmler & Raphaele Chappe
  (ReDIF-paper, uts:ppaper:2009-7)