Sumit Agarwal
Names
first: |
Sumit |
last: |
Agarwal |
Contact
email: |
|
homepage: |
http://www.ushakrisna.com |
phone: |
6581189025 |
postal address: |
107 Clementi Road, Block F, 10-07, Singapore, 129790 |
Affiliations
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National University of Singapore (NUS)
→ Department of Economics (weight: 50%)
- website
- location: Singapore, Singapore
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National University of Singapore (NUS)
→ Business School (weight: 25%)
- website
- location: Singapore, Singapore
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National University of Singapore (NUS)
→ Department of Real Estate (weight: 25%)
- website
- location: Singapore, Singapore
Research profile
author of:
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An empirical analysis of home equity loan and line performance
by Agarwal, Sumit & Ambrose, Brent W. & Chomsisengphet, Souphala & Liu, Chunlin
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Financial markets and the financing choice of firms: Evidence from developing countries
by Agarwal, Sumit & Mohtadi, Hamid
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Credit Lines and Credit Utilization
by Agarwal, Sumit & Ambrose, Brent W. & Liu, Chunlin
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Loan commitments and private firms
by Sumit Agarwal & Souphala Chomsisengphet & John C. Driscoll
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The impact of the 2001 financial crisis and the economic policy responses on the Argentine mortgage market
by Agarwal, Sumit & Chomsisengphet, Souphala & Hassler, Olivier
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Telecommunications and economic growth: a panel data approach
by Anusua Datta & Sumit Agarwal
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Where does price discovery occur for stocks traded in multiple markets? Evidence from Hong Kong and London
by Agarwal, Sumit & Liu, Chunlin & Rhee, S. Ghon
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Do consumers choose the right credit contracts?
by Sumit Agarwal & Souphala Chomsisengphet & Chunlin Liu & Nicholas S. Souleles
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Exemption laws and consumer delinquency and bankruptcy behavior: an empirical analysis of credit card data
by Agarwal, Sumit & Liu, Chunlin & Mielnicki, Lawrence
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The choice between arm's-length and relationship debt: evidence from e-loans
by Sumit Agarwal & Robert Hauswald
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The Reaction of Consumer Spending and Debt to Tax Rebates-Evidence from Consumer Credit Data
by Sumit Agarwal & Chunlin Liu & Nicholas S. Souleles
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The reaction of consumer spending and debt to tax rebates; evidence from consumer credit data
by Sumit Agarwal & Chunlin Liu & Nicholas S. Souleles
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Learning in the Credit Card Market
by Sumit Agarwal & John C. Driscoll & Xavier Gabaix & David Laibson
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Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles?
by Sumit Agarwal & Paige M. Skiba & Jeremy Tobacman
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Comparing the prime and subprime mortgage markets
by Sumit Agarwal & Calvin T. Ho
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The consumption response to minimum wage increases
by Daniel Aaronson & Sumit Agarwal & Eric French
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The Efficiency of Internal Capital Markets: Evidence from the Annual Capital Expenditure Survey
by Sumit Agarwal & Victor Souphom & Guy Yamashiro
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The Reaction of Consumer Spending and Debt to Tax Rebates -- Evidence from Consumer Credit Data
by Sumit Agarwal & Chunlin Liu & Nicholas S. Souleles
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Does it pay to read your junk mail? evidence of the effect of advertising on home equity credit choices
by Sumit Agarwal & Brent W. Ambrose
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Investor demand for IPOs and aftermarket performance: Evidence from the Hong Kong stock market
by Agarwal, Sumit & Liu, Chunlin & Rhee, S. Ghon
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Optimal Mortgage Refinancing: A Closed Form Solution
by Sumit Agarwal & John C. Driscoll & David Laibson
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The age of reason: financial decisions over the lifecycle
by Sumit Agarwal & John C. Driscoll & Xavier Gabaix & David I. Laibson
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Technology transfer perspectives in globalising India (drugs and pharmaceuticals and biotechnology)
by S. Agarwal & Ashwani Gupta & R. Dayal
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Do Forbearance Plans Help Mitigate Credit Card Losses?
by Sumit Agarwal & Souphala Chomsisengphet & Lawrence Mielnicki
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The reaction of consumer spending and debt to tax rebates – evidence from consumer credit data
by Sumit Agarwal & Chunlin Liu & Nicholas S. Souleles
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The Age of Reason: Financial Decisions Over the Lifecycle
by Sumit Agarwal & John C. Driscoll & Xavier Gabaix & David Laibson
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Earnings management behaviors under different economic environments: Evidence from Japanese banks
by Agarwal, Sumit & Chomsisengphet, Souphala & Liu, Chunlin & Ghon Rhee, S.
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Why do foreign investors underperform domestic investors in trading activities? Evidence from Indonesia
by Agarwal, Sumit & Faircloth, Sheri & Liu, Chunlin & Ghon Rhee, S.
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The Effects of Mandated Financial Counseling on Household Mortgage Decisions: Evidence from a Natural Experiment
by Agarwal, Sumit & Amromin, Gene & Ben-David, Itzhak & Chomsisengphet, Souphala & Evanoff, Douglas D.
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Why aren't banks lending more? the role of commercial real estate
by Sumit Agarwal & Hesna Genay & Robert McMenamin
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Perverse incentives at the banks? Evidence from a natural experiment
by Sumit Agarwal & Faye H. Wang
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Determinants of automobile loan default and prepayment
by Sumit Agarwal & Brent W. Ambrose & Souphala Chomsisengphet
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Pension Participation and Uncovered Workers
by Geoffrey Sanzenbacher & Nadia Karamcheva
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The Age of Reason: Financial Decisions over the Life Cycle and Implications for Regulation
by Sumit Agarwal & John C. Driscoll & Xavier Gabaix & David Laibson
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Market-Based Loss Mitigation Practices for Troubled Mortgages Following the Financial Crisis
by Agarwal, Sumit & Amromin, Gene & Ben-David, Itzhak & Chomsisengphet, Souphala & Evanoff, Douglas D.
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Optimal Mortgage Refinancing: A Closed Form Solution
by Sumit Agarwal & John C. Driscoll & David Laibson
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Why do banks reward their customers to use their credit cards?
by Sumit Agarwal & Sujit Chakravorti & Anna Lunn
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The Term Structure of Lease Rates with Endogenous Default Triggers and Tenant Capital Structure: Theory and Evidence
by Agarwal, Sumit & Ambrose, Brent W. & Huang, Hongming & Yildirim, Yildiray
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The asset-backed securities markets, the crisis and TALF
by Sumit Agarwal & Jacqueline Barrett & Crystal Cun & Mariacristina De Nardi
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Market-based loss mitigation practices for troubled mortgages following the financial crisis
by Sumit Agarwal & Gene Amromin & Itzhak Ben-David & Souphala Chomsisengphet & Douglas D. Evanoff
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Learning to Cope: Voluntary Financial Education Programs and Loan Performance during a Housing Crisis
by Agarwal, Sumit & Amromin, Gene & Ben-David, Itzhak & Chomsisengphet, Souphala & Evanoff, Douglas D.
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The role of securitization in mortgage renegotiation
by Sumit Agarwal & Gene Amromin & Itzhak Ben-David & Souphala Chomsisengphet & Douglas D. Evanoff
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Rescuing asset-backed securities markets
by Sumit Agarwal & Crystal Cun & Mariacristina De Nardi
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Learning in the Credit Card Market
by Sumit Agarwal & John C. Driscoll & Xavier Gabaix & David Laibson
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Distance and Private Information in Lending
by Sumit Agarwal
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Benefits of relationship banking: evidence from consumer credit markets
by Sumit Agarwal & Souphala Chomsisengphet & Chunlin Liu & Nicholas S. Souleles
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Do financial counseling mandates improve mortgage choice and performance? Evidence from a legislative experiment
by Sumit Agarwal & Gene Amromin & Itzhak Ben-David & Souphala Chomsisengphet & Douglas D. Evanoff
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The Role of Securitization in Mortgage Renegotiation
by Agarwal, Sumit & Amromin, Gene & Ben-David, Itzhak & Chomsisengphet, Souphala & Evanoff, Douglas D.
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Cognitive abilities and household financial decision making
by Sumit Agarwal & Bhashkar Mazumder
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Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles?
by Sumit Agarwal & Paige Marta Skiba & Jeremy Tobacman
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Learning to Cope: Voluntary Financial Education and Loan Performance during a Housing Crisis
by Sumit Agarwal & Gene Amromin & Itzhak Ben-David & Souphala Chomsisengphet & Douglas D. Evanoff
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The Importance of Adverse Selection in the Credit Card Market: Evidence from Randomized Trials of Credit Card Solicitations
by SUMIT AGARWAL & SOUPHALA CHOMSISENGPHET & CHUNLIN LIU
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Consumer bankruptcy and default: The role of individual social capital
by Agarwal, Sumit & Chomsisengphet, Souphala & Liu, Chunlin
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Thy Neighbor’s Mortgage: Does Living in a Subprime Neighborhood Affect One’s Probability of Default?
by Sumit Agarwal & Brent W. Ambrose & Souphala Chomsisengphet & Anthony B. Sanders
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Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program
by Sumit Agarwal & Gene Amromin & Itzhak Ben-David & Souphala Chomsisengphet & Tomasz Piskorski & Amit Seru
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The efficiency of internal capital markets: Evidence from the Annual Capital Expenditure Survey
by Agarwal, Sumit & Chiu, I.-Ming & Souphom, Victor & Yamashiro, Guy M.
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Spending responses to state sales tax holidays
by Sumit Agarwal & Leslie McGranahan
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Electrical and thermal properties of Pr 2/3 (Ba 1−x Cs x ) 1/3 MnO 3 manganites
by N. Panwar & D. Pandya & A. Rao & K. Wu & N. Kaurav & Y. Kuo & S. Agarwal
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The Consumption Response to Minimum Wage Hikes
by Sumit Agarwal & Dan Aaronson & Eric French
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THE BROKERAGE FIRM EFFECT IN HERDING: EVIDENCE FROM INDONESIA
by Sumit Agarwal & I.‐Ming Chiu & Chunlin Liu & S. Ghon Rhee
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Predatory Lending and the Subprime Crisis
by Agarwal, Sumit & Ben-David, Itzhak & Amromin, Gene & Chomsisengphet, Souphala & Evanoff, Douglas D.
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What is the Age of Reason?
by Sumit Agarwal & John C. Driscoll & Xavier Gabaix & David Laibson
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The role of securitization in mortgage renegotiation
by Agarwal, Sumit & Amromin, Gene & Ben-David, Itzhak & Chomsisengphet, Souphala & Evanoff, Douglas D.
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Inconsistent Regulators: Evidence From Banking
by Sumit Agarwal & David Lucca & Amit Seru & Francesco Trebbi
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How do private firms use credit lines?
by Sumit Agarwal & Souphala Chomsisengphet & John C. Driscoll
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The Age of Reason: Financial Decisions Over the Lifecycle
by Xavier Gabaix & John C. Driscoll & David Laibson & Sumit Agarwal
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Did the Community Reinvestment Act (CRA) Lead to Risky Lending?
by Sumit Agarwal & Efraim Benmelech & Nittai Bergman & Amit Seru
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Do Loan Officers' Incentives Lead to Lax Lending Standards?
by Ben-David, Itzhak & Agarwal, Sumit
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The Spending and Debt Response to Minimum Wage Hikes
by Daniel Aaronson & Sumit Agarwal & Eric French
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The Role of Soft Information in a Dynamic Contract Setting: Evidence from the Home Equity Credit Market
by SUMIT AGARWAL & BRENT W. AMBROSE & SOUPHALA CHOMSISENGPHET & CHUNLIN LIU
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The Age of Reason: Financial Decisions over the Life-Cycle with Implications for Regulation
by Laibson, David I. & Agarwal, Sumit & Driscoll, John C. & Gabaix, Xavier
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Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program
by Agarwal, Sumit & Amromin, Gene & Ben-David, Itzhak & Chomsisengphet, Souphala & Piskorski, Tomasz & Seru, Amit
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Optimal Mortgage Reï¬ nancing: A Closed Form Solution
by Agarwal, Sumit & Driscoll, John D. & Laibson, David I.
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Predatory lending and the subprime crisis
by Agarwal, Sumit & Amromin, Gene & Ben-David, Itzhak & Chomsisengphet, Souphala & Evanoff, Douglas D.
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Regulating Consumer Financial Products: Evidence from Credit Cards
by Sumit Agarwal & Souphala Chomsisengphet & Neale Mahoney & Johannes Stroebel
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Why do borrowers make mortgage refinancing mistakes?
by Sumit Agarwal & Richard J. Rosen & Vincent W. Yao
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Regulating Consumer Financial Products: Evidence from Credit Cards
by Sumit Agarwal & Souphala Chomsisengphet & Neale Mahoney & Johannes Stroebel
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Optimal Mortgage Refinancing: A Closed-Form Solution
by SUMIT AGARWAL & JOHN C. DRISCOLL & DAVID I. LAIBSON
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Summary of \"benefits of relationship banking: evidence from consumer credit markets\"
by Sumit Agarwal & Souphala Chomsisengphet & Chunlin Liu
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Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program
by Sumit Agarwal & Gene Amromin & Itzhak Ben-David & Souphala Chomsisengphet & Tomasz Piskorski & Amit Seru
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Predatory Lending and the Subprime Crisis
by Sumit Agarwal & Gene Amromin & Itzhak Ben-David & Souphala Chomsisengphet & Douglas D. Evanoff
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Homebuilders, Affiliated Financing Arms and the Mortgage Crisis
by Sumit Agarwal & Gene Amromin & Claudine Gartenberg & Anna L. Paulson & Sriram Villupuram
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Determinants of credit card delinquency and bankruptcy: Macroeconomic factors
by Sumit Agarwal & Chunlin Liu
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Cognitive Abilities and Household Financial Decision Making
by Sumit Agarwal & Bhashkar Mazumder
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Consumption and Debt Response to Unanticipated Income Shocks: Evidence from a Natural Experiment in Singapore
by Sumit Agarwal & Wenlan Qian
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Rushing into American Dream? House Prices, Timing of Homeownership, and Adjustment of Consumer Credit
by Sumit Agarwal & Luojia Hu & Xing Huang
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Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real Estate Market
by Sumit Agarwal & Itzhak Ben-David & Vincent Yao
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Distance and information asymmetries in lending decisions
by Sumit Agarwal & Robert Hauswald
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A Simple Framework for Estimating Consumer Benefits from Regulating Hidden Fees
by Sumit Agarwal & Souphala Chomsisengphet & Neale Mahoney & Johannes Stroebel
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The Effectiveness of Mandatory Mortgage Counseling: Can One Dissuade Borrowers from Choosing Risky Mortgages?
by Sumit Agarwal & Gene Amromin & Itzhak Ben-David & Souphala Chomsisengphet & Douglas Evanoff
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Holdup by Junior Claimholders: Evidence from the Mortgage Market
by Sumit Agarwal & Gene Amromin & Itzhak Ben-David & Souphala Chomsisengphet & Yan Zhang
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Loan Prospecting and the Loss of Soft Information
by Sumit Agarwal & Itzhak Ben-David
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Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real-Estate Market
by Agarwal, Sumit & Ben-David, Itzhak & Yao, Vincent
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Adverse selection in mortgage securitization
by Agarwal, Sumit & Chang, Yan & Yavas, Abdullah
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Does Mandatory Loan Review Affect Mortgage Contract Choice and Performance?
by Itzhak Ben-David & Sumit Agarwal & Gene Amromin & Souphala Chomsisengphet & Douglas D. Evanoff
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Do consumers choose the right credit contracts?
by Agarwal, Sumit & Chomsisengphet, Souphala & Liu, Chunlin & Souleles, Nicholas S.
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Does inequality cause financial distress? Evidence from lottery winners and neighboring bankruptcies
by Sumit Agarwal & Vyacheslav Mikhed & Barry Scholnick
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Earnings Management During Distinct Periods of Capital Demand – Evidence from Japanese Banks
by Sumit Agarwal & Souphala Chomsisengphet & Chunlin Liu & S. Ghon Rhee
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Mortgage Refinancing, Consumer Spending, and Competition: Evidence from the Home Affordable Refinancing Program
by Sumit Agarwal & Gene Amromin & Souphala Chomsisengphet & Tim Landvoigt & Tomasz Piskorski & Amit Seru & Vincent Yao
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Do Banks Pass Through Credit Expansions to Consumers Who Want to Borrow?
by Sumit Agarwal & Souphala Chomsisengphet & Neale Mahoney & Johannes Stroebel
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Loan Product Steering in Mortgage Markets
by Sumit Agarwal & Gene Amromin & Itzhak Ben-David & Douglas D. Evanoff
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Consumer Mobility and the Local Structure of Consumption Industries
by Sumit Agarwal & J. Bradford Jensen & Ferdinando Monte
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Does the Relative Income of Peers Cause Financial Distress? Evidence from Lottery Winners and Neighboring Bankruptcies
by Sumit Agarwal & Vyacheslav Mikhed & Barry Scholnick
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Peers’ Income and Financial Distress: Evidence from Lottery Winners and Neighboring Bankruptcies
by Sumit Agarwal & Vyacheslav Mikhed & Barry Scholnick
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How Did the Great Recession Affect Payday Loans?
by Sumit Agarwal & Tal Gross & Bhashkar Mazumder
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The asset-backed securities markets, the crisis, and TALF
by Sumit Agarwal & Jacqueline Barrett & Mariacristina De Nardi
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Do Minimum Wage Increases Benefit Intended Households? Evidence from the Performance of Residential Leases
by Sumit Agarwal & Brent W. Ambrose & Moussa Diop
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Searching for Approval
by Sumit Agarwal & John Grigsby & Ali Hortaçsu & Gregor Matvos & Amit Seru & Vincent Yao
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Owe a Bank Millions, the Bank Has a Problem: Credit Concentration in Bad Times
by Sumit Agarwal & Ricardo Correa & Bernardo Morais & Jessica Roldán & Claudia Ruiz-Ortega
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Bank Stress Test Results and Their Impact on Consumer Credit Markets
by Sumit Agarwal & Xudong An & Lawrence R. Cordell & Raluca Roman
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Serving the Underserved: Microcredit as a Pathway to Commercial Banks
by Sumit Agarwal & Thomas Kigabo & Camelia Minoiu & Andrea F. Presbitero & André F. Silva
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Reducing Strategic Default in a Financial Crisis
by Sumit Agarwal & Slava Mikhed & Barry Scholnick & Man Zhang