Sumit Agarwal

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Affiliations

• National University of Singapore (NUS) / Department of Economics (weight: 50%)
  • EDIRC entry
  • location:
• National University of Singapore (NUS) / Business School (weight: 25%)
  • EDIRC entry
  • location:
• National University of Singapore (NUS) / Department of Real Estate (weight: 25%)
  • EDIRC entry
  • location:

Research profile

author of:

• Learning to Cope: Voluntary Financial Education and Loan Performance during a Housing Crisis (RePEc:aea:aecrev:v:100:y:2010:i:2:p:495-500)
  by Sumit Agarwal & Gene Amromin & Itzhak Ben-David & Souphala Chomsisengphet & Douglas D. Evanoff
• The Spending and Debt Response to Minimum Wage Hikes (RePEc:aea:aecrev:v:102:y:2012:i:7:p:3111-39)
  by Daniel Aaronson & Sumit Agarwal & Eric French
• Consumption and Debt Response to Unanticipated Income Shocks: Evidence from a Natural Experiment in Singapore (RePEc:aea:aecrev:v:104:y:2014:i:12:p:4205-30)
  by Sumit Agarwal & Wenlan Qian
• Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles? (RePEc:aea:aecrev:v:99:y:2009:i:2:p:412-17)
  by Sumit Agarwal & Paige Marta Skiba & Jeremy Tobacman
• Cognitive Abilities and Household Financial Decision Making (RePEc:aea:aejapp:v:5:y:2013:i:1:p:193-207)
  by Sumit Agarwal & Bhashkar Mazumder
• The Age of Reason: Financial Decisions over the Life Cycle and Implications for Regulation (RePEc:bin:bpeajo:v:40:y:2009:i:2009-02:p:51-117)
  by Sumit Agarwal & John C. Driscoll & Xavier Gabaix & David Laibson
• The Brokerage Firm Effect In Herding: Evidence From Indonesia (RePEc:bla:jfnres:v:34:y:2011:i:3:p:461-479)
  by Sumit Agarwal & I‐Ming Chiu & Chunlin Liu & S. Ghon Rhee
• Thy Neighbor’s Mortgage: Does Living in a Subprime Neighborhood Affect One’s Probability of Default? (RePEc:bla:reesec:v:40:y:2012:i:1:p:1-22)
  by Sumit Agarwal & Brent W. Ambrose & Souphala Chomsisengphet & Anthony B. Sanders
• The Efficiency of Internal Capital Markets: Evidence from the Annual Capital Expenditure Survey (RePEc:cen:wpaper:08-08)
  by Sumit Agarwal & Victor Souphom & Guy Yamashiro
• Optimal Mortgage Refinancing: A Closed Form Solution (RePEc:cla:levarc:122247000000002021)
  by Sumit Agarwal & John C Driscoll & David Laibson
• Learning in the Credit Card Market (RePEc:cla:levarc:122247000000002028)
  by Sumit Agarwal & John C Driscoll & Xavier Gabaix & David Laibson
• What is the Age of Reason? (RePEc:crr:issbrf:ib2010-12)
  by Sumit Agarwal & John C. Driscoll & Xavier Gabaix & David Laibson
• Pension Participation and Uncovered Workers (RePEc:crr:issbrf:ib2010-13)
  by Geoffrey Sanzenbacher & Nadia Karamcheva
• The Term Structure of Lease Rates with Endogenous Default Triggers and Tenant Capital Structure: Theory and Evidence (RePEc:cup:jfinqa:v:46:y:2011:i:02:p:553-584_00)
  by Agarwal, Sumit & Ambrose, Brent W. & Huang, Hongming & Yildirim, Yildiray
• The Effects of Mandated Financial Counseling on Household Mortgage Decisions: Evidence from a Natural Experiment (RePEc:ecl:ohidic:2008-20)
  by Agarwal, Sumit & Amromin, Gene & Ben-David, Itzhak & Chomsisengphet, Souphala & Evanoff, Douglas D.
• Learning to Cope: Voluntary Financial Education Programs and Loan Performance during a Housing Crisis (RePEc:ecl:ohidic:2009-23)
  by Agarwal, Sumit & Amromin, Gene & Ben-David, Itzhak & Chomsisengphet, Souphala & Evanoff, Douglas D.
• Market-Based Loss Mitigation Practices for Troubled Mortgages Following the Financial Crisis (RePEc:ecl:ohidic:2010-19)
  by Agarwal, Sumit & Amromin, Gene & Ben-David, Itzhak & Chomsisengphet, Souphala & Evanoff, Douglas D.
• The Role of Securitization in Mortgage Renegotiation (RePEc:ecl:ohidic:2011-2)
  by Agarwal, Sumit & Amromin, Gene & Ben-David, Itzhak & Chomsisengphet, Souphala & Evanoff, Douglas D.
• Do Loan Officers' Incentives Lead to Lax Lending Standards? (RePEc:ecl:ohidic:2012-07)
  by Ben-David, Itzhak & Agarwal, Sumit
• Predatory Lending and the Subprime Crisis (RePEc:ecl:ohidic:2012-08)
  by Agarwal, Sumit & Ben-David, Itzhak & Amromin, Gene & Chomsisengphet, Souphala & Evanoff, Douglas D.
• Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program (RePEc:ecl:ohidic:2012-20)
  by Agarwal, Sumit & Amromin, Gene & Ben-David, Itzhak & Chomsisengphet, Souphala & Piskorski, Tomasz & Seru, Amit
• Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real-Estate Market (RePEc:ecl:ohidic:2012-29)
  by Agarwal, Sumit & Ben-David, Itzhak & Yao, Vincent
• Why do foreign investors underperform domestic investors in trading activities? Evidence from Indonesia (RePEc:eee:finmar:v:12:y:2009:i:1:p:32-53)
  by Agarwal, Sumit & Faircloth, Sheri & Liu, Chunlin & Ghon Rhee, S.
• Financial markets and the financing choice of firms: Evidence from developing countries (RePEc:eee:glofin:v:15:y:2004:i:1:p:57-70)
  by Agarwal, Sumit & Mohtadi, Hamid
• Investor demand for IPOs and aftermarket performance: Evidence from the Hong Kong stock market (RePEc:eee:intfin:v:18:y:2008:i:2:p:176-190)
  by Agarwal, Sumit & Liu, Chunlin & Rhee, S. Ghon
• The role of securitization in mortgage renegotiation (RePEc:eee:jfinec:v:102:y:2011:i:3:p:559-578)
  by Agarwal, Sumit & Amromin, Gene & Ben-David, Itzhak & Chomsisengphet, Souphala & Evanoff, Douglas D.
• Adverse selection in mortgage securitization (RePEc:eee:jfinec:v:105:y:2012:i:3:p:640-660)
  by Agarwal, Sumit & Chang, Yan & Yavas, Abdullah
• Predatory lending and the subprime crisis (RePEc:eee:jfinec:v:113:y:2014:i:1:p:29-52)
  by Agarwal, Sumit & Amromin, Gene & Ben-David, Itzhak & Chomsisengphet, Souphala & Evanoff, Douglas D.
• An empirical analysis of home equity loan and line performance (RePEc:eee:jfinin:v:15:y:2006:i:4:p:444-469)
  by Agarwal, Sumit & Ambrose, Brent W. & Chomsisengphet, Souphala & Liu, Chunlin
• The impact of the 2001 financial crisis and the economic policy responses on the Argentine mortgage market (RePEc:eee:jhouse:v:14:y:2005:i:3:p:242-270)
  by Agarwal, Sumit & Chomsisengphet, Souphala & Hassler, Olivier
• Where does price discovery occur for stocks traded in multiple markets? Evidence from Hong Kong and London (RePEc:eee:jimfin:v:26:y:2007:i:1:p:46-63)
  by Agarwal, Sumit & Liu, Chunlin & Rhee, S. Ghon
• Consumer bankruptcy and default: The role of individual social capital (RePEc:eee:joepsy:v:32:y:2011:i:4:p:632-650)
  by Agarwal, Sumit & Chomsisengphet, Souphala & Liu, Chunlin
• Exemption laws and consumer delinquency and bankruptcy behavior: an empirical analysis of credit card data (RePEc:eee:quaeco:v:43:y:2003:i:2:p:273-289)
  by Agarwal, Sumit & Liu, Chunlin & Mielnicki, Lawrence
• The efficiency of internal capital markets: Evidence from the Annual Capital Expenditure Survey (RePEc:eee:quaeco:v:51:y:2011:i:2:p:162-172)
  by Agarwal, Sumit & Chiu, I-Ming & Souphom, Victor & Yamashiro, Guy M.
• Earnings management behaviors under different economic environments: Evidence from Japanese banks (RePEc:eee:reveco:v:16:y:2007:i:3:p:429-443)
  by Agarwal, Sumit & Chomsisengphet, Souphala & Liu, Chunlin & Ghon Rhee, S.
• Modeling to Inform Economy-Wide Pandemic Policy: Bringing Epidemiologists and Economists Together (RePEc:fip:fedawp:94778)
  by Sumit Agarwal & Michael Darden & David Dowdy & Lauren Gardner & Barton Hamilton & Karen A. Kopecky & Melissa Marx & Nicholas Papageorge & Daniel Polsky & Kimberly Powers & Elizabeth Stuart & Matthew Z
• Loan commitments and private firms (RePEc:fip:fedgfe:2004-27)
  by Sumit Agarwal & Souphala Chomsisengphet & John C. Driscoll
• Serving the Underserved: Microcredit as a Pathway to Commercial Banks (RePEc:fip:fedgfe:2021-41)
  by Sumit Agarwal & Thomas Kigabo & Camelia Minoiu & Andrea F. Presbitero & André F. Silva
• Who Pays For Your Rewards? Redistribution in the Credit Card Market (RePEc:fip:fedgfe:2023-07)
  by Sumit Agarwal & Andrea F. Presbitero & André F. Silva & Carlo Wix
• Related Exposures to Distressed Borrowers and Bank Lending (RePEc:fip:fedgif:1288)
  by Sumit Agarwal & Ricardo Correa & Bernardo Morais & Jessica Roldán & Claudia Ruiz-Ortega
• Homebuilders, Affiliated Financing Arms and the Mortgage Crisis (RePEc:fip:fedhep:00006)
  by Sumit Agarwal & Gene Amromin & Claudine Gartenberg & Anna L. Paulson & Sriram Villupuram
• How Did the Great Recession Affect Payday Loans? (RePEc:fip:fedhep:00019)
  by Sumit Agarwal & Tal Gross & Bhashkar Mazumder
• Determinants of automobile loan default and prepayment (RePEc:fip:fedhep:y:2008:i:qiii:p:17-28:n:v.32no.3)
  by Sumit Agarwal & Brent W. Ambrose & Souphala Chomsisengphet
• The asset-backed securities markets, the crisis and TALF (RePEc:fip:fedhep:y:2010:i:qiv:p:101-115:n:v.34no.4)
  by Sumit Agarwal & Jacqueline Barrett & Crystal Cun & Mariacristina De Nardi
• How do private firms use credit lines? (RePEc:fip:fedhep:y:2011:i:qii:p:71-79:n:v.35no.2)
  by Sumit Agarwal & Souphala Chomsisengphet & John C. Driscoll
• Comparing the prime and subprime mortgage markets (RePEc:fip:fedhle:y:2007:i:aug:n:241)
  by Sumit Agarwal & Calvin T. Ho
• Why aren't banks lending more? the role of commercial real estate (RePEc:fip:fedhle:y:2010:i:dec:n:281)
  by Sumit Agarwal & Hesna Genay & Robert McMenamin
• Rescuing asset-backed securities markets (RePEc:fip:fedhle:y:2010:i:jan:n:270)
  by Sumit Agarwal & Crystal Cun & Mariacristina De Nardi
• Distance and information asymmetries in lending decisions (RePEc:fip:fedhpr:1052)
  by Sumit Agarwal & Robert Hauswald
• Summary of \"benefits of relationship banking: evidence from consumer credit markets\" (RePEc:fip:fedhpr:1079)
  by Sumit Agarwal & Souphala Chomsisengphet & Chunlin Liu
• The asset-backed securities markets, the crisis, and TALF (RePEc:fip:fedhpw:y:2011:i:apr:p:8-18)
  by Sumit Agarwal & Jacqueline Barrett & Mariacristina De Nardi
• Do consumers choose the right credit contracts? (RePEc:fip:fedhwp:wp-06-11)
  by Sumit Agarwal & Souphala Chomsisengphet & Chunlin Liu & Nicholas S. Souleles
• The age of reason: financial decisions over the lifecycle (RePEc:fip:fedhwp:wp-07-05)
  by Sumit Agarwal & John C. Driscoll & Xavier Gabaix & David I. Laibson
• The reaction of consumer spending and debt to tax rebates – evidence from consumer credit data (RePEc:fip:fedhwp:wp-07-10)
  by Sumit Agarwal & Chunlin Liu & Nicholas S. Souleles
• The consumption response to minimum wage increases (RePEc:fip:fedhwp:wp-07-23)
  by Daniel Aaronson & Sumit Agarwal & Eric French
• Does it pay to read your junk mail? evidence of the effect of advertising on home equity credit choices (RePEc:fip:fedhwp:wp-08-09)
  by Sumit Agarwal & Brent W. Ambrose
• The choice between arm's-length and relationship debt: evidence from e-loans (RePEc:fip:fedhwp:wp-08-10)
  by Sumit Agarwal & Robert Hauswald
• Do financial counseling mandates improve mortgage choice and performance? Evidence from a legislative experiment (RePEc:fip:fedhwp:wp-09-07)
  by Sumit Agarwal & Gene Amromin & Itzhak Ben-David & Souphala Chomsisengphet & Douglas D. Evanoff
• Perverse incentives at the banks? Evidence from a natural experiment (RePEc:fip:fedhwp:wp-09-08)
  by Sumit Agarwal & Faye H. Wang
• Benefits of relationship banking: evidence from consumer credit markets (RePEc:fip:fedhwp:wp-2010-05)
  by Sumit Agarwal & Souphala Chomsisengphet & Chunlin Liu & Nicholas S. Souleles
• Cognitive abilities and household financial decision making (RePEc:fip:fedhwp:wp-2010-16)
  by Sumit Agarwal & Bhashkar Mazumder
• Why do banks reward their customers to use their credit cards? (RePEc:fip:fedhwp:wp-2010-19)
  by Sumit Agarwal & Sujit Chakravorti & Anna Lunn
• The role of securitization in mortgage renegotiation (RePEc:fip:fedhwp:wp-2011-02)
  by Sumit Agarwal & Gene Amromin & Itzhak Ben-David & Souphala Chomsisengphet & Douglas D. Evanoff
• Market-based loss mitigation practices for troubled mortgages following the financial crisis (RePEc:fip:fedhwp:wp-2011-03)
  by Sumit Agarwal & Gene Amromin & Itzhak Ben-David & Souphala Chomsisengphet & Douglas D. Evanoff
• Spending responses to state sales tax holidays (RePEc:fip:fedhwp:wp-2012-10)
  by Sumit Agarwal & Leslie McGranahan
• Why do borrowers make mortgage refinancing mistakes? (RePEc:fip:fedhwp:wp-2013-02)
  by Sumit Agarwal & Richard J. Rosen & Vincent W. Yao
• Rushing into American Dream? House Prices, Timing of Homeownership, and Adjustment of Consumer Credit (RePEc:fip:fedhwp:wp-2013-13)
  by Sumit Agarwal & Luojia Hu & Xing Huang
• Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program (RePEc:fip:fedhwp:wp-2013-27)
  by Sumit Agarwal & Gene Amromin & Itzhak Ben-David & Souphala Chomsisengphet & Tomasz Piskorski & Amit Seru
• The reaction of consumer spending and debt to tax rebates; evidence from consumer credit data (RePEc:fip:fedpwp:07-34)
  by Sumit Agarwal & Chunlin Liu & Nicholas S. Souleles
• Does inequality cause financial distress? Evidence from lottery winners and neighboring bankruptcies (RePEc:fip:fedpwp:16-4)
  by Sumit Agarwal & Vyacheslav Mikhed & Barry Scholnick
• Does the Relative Income of Peers Cause Financial Distress? Evidence from Lottery Winners and Neighboring Bankruptcies (RePEc:fip:fedpwp:18-16)
  by Sumit Agarwal & Vyacheslav Mikhed & Barry Scholnick
• Peers’ Income and Financial Distress: Evidence from Lottery Winners and Neighboring Bankruptcies (RePEc:fip:fedpwp:18-22)
  by Sumit Agarwal & Vyacheslav Mikhed & Barry Scholnick
• Do Minimum Wage Increases Benefit Intended Households? Evidence from the Performance of Residential Leases (RePEc:fip:fedpwp:19-28)
  by Sumit Agarwal & Brent W. Ambrose & Moussa Diop
• Bank Stress Test Results and Their Impact on Consumer Credit Markets (RePEc:fip:fedpwp:88463)
  by Sumit Agarwal & Xudong An & Lawrence R. Cordell & Raluca Roman
• Reducing Strategic Default in a Financial Crisis (RePEc:fip:fedpwp:93327)
  by Sumit Agarwal & Slava Mikhed & Barry Scholnick & Man Zhang
• The Opioid Epidemic and Consumer Credit Supply: Evidence from Credit Cards (RePEc:fip:fedpwp:97380)
  by Sumit Agarwal & Wenli Li & Raluca Roman & Nonna Sorokina
• Earnings Management During Distinct Periods of Capital Demand – Evidence from Japanese Banks (RePEc:hfa:wpaper:03-06)
  by Sumit Agarwal & Souphala Chomsisengphet & Chunlin Liu & S. Ghon Rhee
• The Age of Reason: Financial Decisions over the Life-Cycle with Implications for Regulation (RePEc:hrv:faseco:4554335)
  by Laibson, David I. & Agarwal, Sumit & Driscoll, John C. & Gabaix, Xavier
• Optimal Mortgage Reï¬ nancing: A Closed Form Solution (RePEc:hrv:faseco:9918811)
  by Agarwal, Sumit & Driscoll, John D. & Laibson, David I.
• Do Forbearance Plans Help Mitigate Credit Card Losses? (RePEc:kap:jfamec:v:29:y:2008:i:2:p:191-201)
  by Sumit Agarwal & Souphala Chomsisengphet & Lawrence Mielnicki
• Technology transfer perspectives in globalising India (drugs and pharmaceuticals and biotechnology) (RePEc:kap:jtecht:v:32:y:2007:i:4:p:397-423)
  by S. Agarwal & Ashwani Gupta & R. Dayal
• Credit Lines and Credit Utilization (RePEc:mcb:jmoncb:v:38:y:2006:i:1:p:1-22)
  by Agarwal, Sumit & Ambrose, Brent W. & Liu, Chunlin
• The Importance of Adverse Selection in the Credit Card Market: Evidence from Randomized Trials of Credit Card Solicitations (RePEc:mcb:jmoncb:v:42:y:2010:i:4:p:743-754)
  by Sumit Agarwal & Souphala Chomsisengphet & Chunlin Liu
• The Role of Soft Information in a Dynamic Contract Setting: Evidence from the Home Equity Credit Market (RePEc:mcb:jmoncb:v:43:y:2011:i:4:p:633-655)
  by Sumit Agarwal & Brent W. Ambrose & Souphala Chomsisengphet & Chunlin Liu
• Optimal Mortgage Refinancing: A Closed-Form Solution (RePEc:mcb:jmoncb:v:45:y:2013:i:4:p:591-622)
  by Sumit Agarwal & John C. Driscoll & David I. Laibson
• The Age of Reason: Financial Decisions Over the Lifecycle (RePEc:nbr:nberwo:13191)
  by Sumit Agarwal & John C. Driscoll & Xavier Gabaix & David Laibson
• Optimal Mortgage Refinancing: A Closed Form Solution (RePEc:nbr:nberwo:13487)
  by Sumit Agarwal & John C. Driscoll & David Laibson
• The Reaction of Consumer Spending and Debt to Tax Rebates -- Evidence from Consumer Credit Data (RePEc:nbr:nberwo:13694)
  by Sumit Agarwal & Chunlin Liu & Nicholas S. Souleles
• Learning in the Credit Card Market (RePEc:nbr:nberwo:13822)
  by Sumit Agarwal & John C. Driscoll & Xavier Gabaix & David Laibson
• Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles? (RePEc:nbr:nberwo:14659)
  by Sumit Agarwal & Paige M. Skiba & Jeremy Tobacman
• Inconsistent Regulators: Evidence From Banking (RePEc:nbr:nberwo:17736)
  by Sumit Agarwal & David Lucca & Amit Seru & Francesco Trebbi
• Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program (RePEc:nbr:nberwo:18311)
  by Sumit Agarwal & Gene Amromin & Itzhak Ben-David & Souphala Chomsisengphet & Tomasz Piskorski & Amit Seru
• Did the Community Reinvestment Act (CRA) Lead to Risky Lending? (RePEc:nbr:nberwo:18609)
  by Sumit Agarwal & Efraim Benmelech & Nittai Bergman & Amit Seru
• Regulating Consumer Financial Products: Evidence from Credit Cards (RePEc:nbr:nberwo:19484)
  by Sumit Agarwal & Souphala Chomsisengphet & Neale Mahoney & Johannes Stroebel
• Predatory Lending and the Subprime Crisis (RePEc:nbr:nberwo:19550)
  by Sumit Agarwal & Gene Amromin & Itzhak Ben-David & Souphala Chomsisengphet & Douglas D. Evanoff
• Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real Estate Market (RePEc:nbr:nberwo:19606)
  by Sumit Agarwal & Itzhak Ben-David & Vincent Yao
• The Effectiveness of Mandatory Mortgage Counseling: Can One Dissuade Borrowers from Choosing Risky Mortgages? (RePEc:nbr:nberwo:19920)
  by Sumit Agarwal & Gene Amromin & Itzhak Ben-David & Souphala Chomsisengphet & Douglas Evanoff
• Loan Prospecting and the Loss of Soft Information (RePEc:nbr:nberwo:19945)
  by Sumit Agarwal & Itzhak Ben-David
• Holdup by Junior Claimholders: Evidence from the Mortgage Market (RePEc:nbr:nberwo:20015)
  by Sumit Agarwal & Gene Amromin & Itzhak Ben-David & Souphala Chomsisengphet & Yan Zhang
• Mortgage Refinancing, Consumer Spending, and Competition: Evidence from the Home Affordable Refinancing Program (RePEc:nbr:nberwo:21512)
  by Sumit Agarwal & Gene Amromin & Souphala Chomsisengphet & Tim Landvoigt & Tomasz Piskorski & Amit Seru & Vincent Yao
• Do Banks Pass Through Credit Expansions to Consumers Who Want to Borrow? (RePEc:nbr:nberwo:21567)
  by Sumit Agarwal & Souphala Chomsisengphet & Neale Mahoney & Johannes Stroebel
• Loan Product Steering in Mortgage Markets (RePEc:nbr:nberwo:22696)
  by Sumit Agarwal & Gene Amromin & Itzhak Ben-David & Douglas D. Evanoff
• Consumer Mobility and the Local Structure of Consumption Industries (RePEc:nbr:nberwo:23616)
  by Sumit Agarwal & J. Bradford Jensen & Ferdinando Monte
• Searching for Approval (RePEc:nbr:nberwo:27341)
  by Sumit Agarwal & John Grigsby & Ali Hortaçsu & Gregor Matvos & Amit Seru & Vincent Yao
• Noisy Experts? Discretion in Regulation (RePEc:nbr:nberwo:32344)
  by Sumit Agarwal & Bernardo C. Morais & Amit Seru & Kelly Shue
• Does Mandatory Loan Review Affect Mortgage Contract Choice and Performance? (RePEc:nfi:nfiwps:2011-wp-12)
  by Itzhak Ben-David & Sumit Agarwal & Gene Amromin & Souphala Chomsisengphet & Douglas D. Evanoff
• Regulating Consumer Financial Products: Evidence from Credit Cards (RePEc:oup:qjecon:v:130:y:2015:i:1:p:111-164)
  by Sumit Agarwal & Souphala Chomsisengphet & Neale Mahoney & Johannes Stroebel
• Distance and Private Information in Lending (RePEc:oup:rfinst:v:23:y:2010:i:7:p:2757-2788)
  by Sumit Agarwal
• The Age of Reason: Financial Decisions Over the Lifecycle (RePEc:red:sed008:322)
  by Xavier Gabaix & John C. Driscoll & David Laibson & Sumit Agarwal
• The Consumption Response to Minimum Wage Hikes (RePEc:red:sed008:379)
  by Sumit Agarwal & Dan Aaronson & Eric French
• Consumption And Saving Response To A Tax-Subsidized Saving Policy (RePEc:ris:cafral:022313)
  by Sumit Agarwal & Souphala Chomsisengphet & Pulak Ghosh & Man Zhang
• Electrical and thermal properties of Pr 2/3 (Ba 1−x Cs x ) 1/3 MnO 3 manganites (RePEc:spr:eurphb:v:65:y:2008:i:2:p:179-186)
  by N. Panwar & D. Pandya & A. Rao & K. Wu & N. Kaurav & Y. Kuo & S. Agarwal
• Determinants of credit card delinquency and bankruptcy: Macroeconomic factors (RePEc:spr:jecfin:v:27:y:2003:i:1:p:75-84)
  by Sumit Agarwal & Chunlin Liu
• Telecommunications and economic growth: a panel data approach (RePEc:taf:applec:v:36:y:2004:i:15:p:1649-1654)
  by Anusua Datta & Sumit Agarwal
• A Simple Framework for Estimating Consumer Benefits from Regulating Hidden Fees (RePEc:ucp:jlstud:doi:10.1086/677856)
  by Sumit Agarwal & Souphala Chomsisengphet & Neale Mahoney & Johannes Stroebel
• The Reaction of Consumer Spending and Debt to Tax Rebates-Evidence from Consumer Credit Data (RePEc:ucp:jpolec:v:115:y:2007:i:6:p:986-1019)
  by Sumit Agarwal & Chunlin Liu & Nicholas S. Souleles
• Do consumers choose the right credit contracts? (RePEc:zbw:cfswop:200532)
  by Agarwal, Sumit & Chomsisengphet, Souphala & Liu, Chunlin & Souleles, Nicholas S.